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Massive debts

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  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Starting my own diary on here shortly. I'll post a note of what it's called when I get it uploaded.

    BTW I'm a long time MSE lurker, but starting a new forum ID for anonymity during our debt-free journey due to potential work issues.

    Good luck, I'll pop in on your diary to check how things go with your self managed DMP. Remember to let me know what it's called :D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • she is an inspiration! and cheeky! x
    Trying to shift that debt!
  • grannyx2
    grannyx2 Posts: 3,455 Forumite
    Ninth Anniversary 1,000 Posts Combo Breaker
    Good morning, just popping in to say I hope your plans have all panned out and you get your wages sorted out before you head off home. Have a good flight, look forward to hearing all about your escapades at home as you finalise for you and yours leaving the country.

    smiley-character00255.gif

    BFN Gx2 x
    Targets
    Trip to Australia (On hold until 2022 now) to meet new grandson born jan 21!

    Lose 84lbs. Update (minus 65lbs mostly during lockdown as of 18.05.21)

    LBM : July 11 - £56,962
    DEBT FREE 21-05-21
    MORTGAGE FREE 13-06-18

    Loving my kitty cat

    https://forums.moneysavingexpert.com/discussion/3958715/return-to-solvency/p1
  • just popping on to echo what granny says really :D how exciting the last leg of your journey before you escape Britain forever! xx
    MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!
    Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
    Total- £1162.23
    Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)

    EF- first goal £300
  • princesst84
    princesst84 Posts: 641 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Ditto both above x
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    she is an inspiration! and cheeky! x

    Moi?!:p

    Never.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Thanks Princess, Granny & DFW :)

    I'm officially back in Glasgow and just a Mum :D.

    Have lots of unpacking to do, a few more ebay sales to post and general busy busy.

    Back with a proper update later, have just taken meatballs and burgers out of the freezer to defrost. Dinner tonight meatballs with pasta and tomato/chilli sauce, and for Cole (who doesn't like chilli and tomato sauce :() Cheeseburgers with sweetcorn. It would be looking like a NSD but I have to pay for ebay postage:mad:.

    Damn this RBS glitch. Alan's wages have still disappeared. I amy actually drive down to the bank and join the queue to try and sort it out. As a result none of the payments from paypal seem to be appearing in my Aussie pot:mad::mad::mad::mad:. Think I'll wait until Jeremy Kyle is finished, and try the telephone banking. Tried them yesterday and they reckoned it would be sorted last night.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50 wrote: »
    I'm officially back in Glasgow and just a Mum :D.

    Yay :j to that, but no one is ever 'just' a Mum :D

    Hope you get the RBS problem sorted Xx
    Debts @ LBM £23,729.31. Debts @ 08/04/2016 £0 :j
    Best win so far - holiday to Florida
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    Yay :j to that, but no one is ever 'just' a Mum :D

    Hope you get the RBS problem sorted Xx

    You are quite right, but I'm really looking forward to being a full-time Mum for 5 weeks and 2 days:j.

    RBS will be compensating me, they just don't know it yet.:p
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
  • gargrave50
    gargrave50 Posts: 3,011 Forumite
    RBS have fixed their glitch:j.

    Now for an email to ask for compensation for my inconvenience:p.

    I'm only 103 points away from a Global Testmarket cheque and can't qualify for a survey for love nor money! Waiting on Valued Opinions to process my pending credits so I can claim a voucher. Going to have a look on Maximiles to see if I can do some offers for free points so I can claim another M&S voucher.

    Still have £12 Nectar points to spend, and will also use up my Boots points. Also need to nip up to Nandos and exchange my old loyalty card for one of their nice shiny new ones:D.

    Busy busy! Also, one of my ebay sales have been paid for so off to arrange a courier to collect them.

    Didn't do very much in the way of money saving yesterday as I was just busying around the house. Time to get my Martin Lewis butt in gear today and get listing a few more bits on Gumtree.

    Speaking of Gumtree I have spied 2 Samsonite hard back cases for £20, and I am popping up to collect them tonight. This will save me buying more from Tesco at £45 a pop:D.
    LBM 30/6/9 Unsecured debts [STRIKE]£25,323.48[/STRIKE] £0 :T Debt free
    Left for life Down Under 4th August 2012 - living frugally and have learned my lessons :j:j:j:j
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