A fresh start

Karmacat

Hi Seaxwyn - down below £29k! Excellent news. Hope you're doing okay in the hols too.

Seaxwyn

Thanks all! Summer holidays are fun in a low-key way. I took 3 days off work and took three of the kids camping with some friends. And today OH has taken all four kids away for a couple of nights staying with friends at the seaside. So I have a weekend to myself to.... clean the house. But I'm also working at the shop and doing numerous paper rounds, and will go out for a long run tomorrow.

Eager Elephant, I am amazed you had the stamina to read those threads. So long and so little has changed over the thousands of posts.

OH has applied for work lecturing at local art college, apparently short-listing is taking place on 9 August..... Really really hope he is picked.

taxi73

good luck to him getting picked

hypno06

Enjoy your free weekend! Even housework and general catching up and stuff doesn't seem so bad when you are not constantly having your efforts sabotaged or your attentions diverted by others!

Seaxwyn

OH has an interview at the college on 19 Aug :T:T:T

We have £2,800 on a Santander CC which ends its 0% interest period next month. I just applied for a new 0% deal and would you believe it, I have been accepted for yet another card with 0% on balance transfers for 15 months.

I now have six credit cards in my name, with a total credit limit of £38,650. Bonkers!

We would have to pay £186/month onto this card to clear it before the 0% ends and I would so love to do that.

hypno06

Seaxwyn wrote: »

We would have to pay £186/month onto this card to clear it before the 0% ends and I would so love to do that.

So.....about £45 a week. Very achievable. Get brainstorming

Good luck to OH - would make such a big difference if he could get something!

Seaxwyn

hypno06 wrote: »

So.....about £45 a week. Very achievable. Get brainstorming

£45 a week, or two paper rounds :rotfl:

hypno06

Seaxwyn wrote: »

£45 a week, or two paper rounds :rotfl:

See.......:D

boredofbeingathome

Good news about the debt Seaxwyn and glad hubby has an interview. I know what you mean re DMP's it is something i considered as well, especially as Mr.B had a tendency to undo a lot of what i did- very frustrating, but i am keeping going and we are headed for a new chapter in our lives
The camping sounds like a lot of fun- i miss those days, when mine were younger i thoroughly enjoyed the ad hoc nature of it all- probably the only time in my life i became less control freak and lived for the moment.

The £45 a week seems very doable and i am breaking my 0% card down to something similar as well. Need to get creative in that front too.

Seaxwyn

If only the extra £45 a week could go on a debt... I need to earn so much extra just to pay for food and everyday stuff. But £45/week to the card is a good aim, which I will share with OH!

Today I took £100 out of my NatWest account and it is all gone. DD1 and 2 both off on holiday this week and I have given them roughly £20 each spending money. I wasn't going to but at the last minute I couldn't bear to think of them having nothing while their friends bought ice creams and postcards. And DD2 wanted a haircut (the first she's had in at least 3 years) and a bikini. Then I had to top up OH's account to stop him breaching his overdraft limit once again.

On the positive front, I got a call about some freelance work. It would be £200/day for probably two days. So that will help, but means taking yet more of my dwindling stock of leave from my job.