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A fresh start

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  • taxi73
    taxi73 Posts: 20,815 Forumite
    So sorry to hear that things are so bad at the moment.I don't know what to suggest except phoning the people to push for your money.Will any of the banks extend your overdraft?
  • lucielle
    lucielle Posts: 11,511 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope things sort themselves out for you.
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    Thanks! Oh I will be fine as I can go up to £3750 overdrawn on Natwest - just they charge me 18%+ interest, so I hate doing it. The freelance pay could come in tomorrow. It's two new clients, but I have no reason to expect delays. So I shouldn't complain really. I just HATE using my NW overdraft, and I hate the uncertainty of thinking I'm managing (just) then realising OH needs bailing out once again.

    Anyway, mustn't stop, I'm on a housework challenge with buddiebabe!
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • buddiebabe
    buddiebabe Posts: 1,408 Forumite
    Hey just catching up on your diary seen as i've finished my housework for 2nite :j also had a shower so can now chill! I hope things start working out for you and your OH soon hopefully your freelance money will come in soon and take you out your overdraft and well done on the housework tonight and getting the kids to want to iron!

    Buddiebabe x
    DEBT OUTSTANDING 23.04.17 £16802.97
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Aargh.... sorry to hear how pear-shaped its all going, Seaxwyn. As Hypno says, wish there was something I could do or say that would help.
    2023: the year I get to buy a car
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    freelance money still not here..... and I've just taken on another writing job to do next week alongside my full-time job, eek. I know it will be stressful but I have no choice.

    I'm filling in an application form for 'grant aid' towards DD2's athletics costs. I am trying to estimate travel costs - anyone know an easy way to convert miles per gallon to miles per litre? Specifically if we drive 400 miles in a car that does 30 miles to the gallon, how many litres of diesel are we using??? I don't know why this simple sum has floored me! Asking for money doesn't come easy and I can't help thinking, why on earth would they give money to someone for their hobby?

    I went to Brighton today for a work meeting, it was lovely to see the sea.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Found a link, Seaxwyn

    http://mpg.webix.co.uk/

    Hope it helps.
    2023: the year I get to buy a car
  • taxi73
    taxi73 Posts: 20,815 Forumite
    Sorry I'm no good on those sort of figures.
    I do wish they'd hurry up and pay you...ahhhhhhhh
  • kissjenn
    kissjenn Posts: 2,358 Forumite
    Mortgage-free Glee!
    Seaxwyn wrote: »
    freelance money still not here..... and I've just taken on another writing job to do next week alongside my full-time job, eek. I know it will be stressful but I have no choice.

    I'm filling in an application form for 'grant aid' towards DD2's athletics costs. I am trying to estimate travel costs - anyone know an easy way to convert miles per gallon to miles per litre? Specifically if we drive 400 miles in a car that does 30 miles to the gallon, how many litres of diesel are we using??? I don't know why this simple sum has floored me! Asking for money doesn't come easy and I can't help thinking, why on earth would they give money to someone for their hobby?

    I went to Brighton today for a work meeting, it was lovely to see the sea.

    30 miles to the gallon is equivalent to 1 mile to 0.15l. So if you travel 400 miles that's 400 * 0.15 = 60 litres of fuel.

    Hope that helps
    :A Let us be grateful to people who make us happy: they are the charming gardeners who make our souls blossom. Marcel Proust :A
  • Seaxwyn
    Seaxwyn Posts: 4,896 Forumite
    One of my invoices has been paid, woo hoo! Unfortunately just £300, wish the other £800 had come through but never mind.

    I received the info for a writing job I have to do next week and am really anxious as it's a MASSIVE job, and one that will require focus, not ideal for doing in evenings and on trains etc. I might have to take leave from the day job, which I would rather avoid. Anyway, I can't back out now.

    Annoyingly, I got another offer of work today which I had to turn down. I am rather regretting accepting the full-time job when I could have had a three-day-a-week one, leaving two days for freelancing, which is better paid. OH WELL..... no point regretting things.

    I've submitted an application for DDs' athletics expenses, hope to get £150 from that. I've also won prizes in two competitions - a champagne tea for two at Hampton Court and a Fairtrade pamper pack. Would rather have won £10,000 but these are welcome too.

    I am working at the shop tomorrow (again this is stupid - I should be making a headstart on the writing job). And I want to go round the house with an energy-use tester thing I have borrowed from the library. It apparently calculates the actual cost per minute of each appliance, if I can work out how to use it. Also bully OH into putting some things on ebay.
    Total debt: 1 January 2007 £[strike]49,387.79[/strike] 1 January 2012 £[STRIKE]19,312.85[/STRIKE] 1 August 2012 £11,517.62



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