Today is a new day!

mum2one

sorry about the halifax, hopefully they get there bums wrapped for everything.

Glad Christmas and DDs bday went ok, it sounds like u both had a realy good time, heres t0 2013 being a successful one xxx

InaPickle

I love that bottle idea - I may do it myself. Amazing! :clap:

Your new year's resolutions seem realistic - I think you will do they successfully.

Well done - keep on keeping on!

Verbatim

Sounds as if you've had a lovely holiday with your dd, (despite the H'fax!).

Great ideas to start the NY so positively. I remember the last time you had to change your car/adaptation and your Mum rather grudgingly helped with the cost!
I'm sure you're well ahead with the budgetting! You're amazing, so organized and successful at rising above all the difficulties that life, (and your family!) have thrown at you.
Every good wish for a healthy, wealthy and altogether brilliant New Year.
Vx

taxi73

totally agree with the others...you are a true inspiration

POSITIVE_AND_FOCUSED

Thank you for your support. Am having an emotional day as sitting here feeling tearful at what you've said. The last thing I feel today is an inspiration but I thank you for saying I am, it helps me pull myself together!!!Am glad to say have been doing some bits from home today. Was out working yesterday and the combination of that and the start of school, getting up earlier etc has left me feeling tired today and feeling quite shattered, and my ankle on my fujnny foot is v stiff, not the end of the world, just a bit annoying!.
In deed, my New Year resolution not to fall asleep on the sofa went to pot last night. Dd went to bed, I got ready for bed and made a cuppa with a view to drinking that and then going to bed but the next thing I knew there was a cold tea on the table by the sofa and it was 4am with some rubbish programme on the telly!!! It will take some really hard work to break the habit of doing that most nights. My target is to have a week where I manage to go to bed and sleep there at a normal time., If I can manage it for 7 nights that willbe a huge start. I am sure if I can get my sleep to how it used to be before dh was murdered I will be ok. (Yes, this situation has been ongoing since that fatal night when the police came round in the early hours of the am to tell me the news.)

Money v tight for the next 8 days. Thats ok. not ideal at all but feel ok about it. My tax bill for the end of Jan is covered. I'm hoping to get my stairlift serviced this month and the other thing I need to plan for is the car adaptation. Have made an appt today for the garage on 2nd Feb at which point they will beable to tell me the costs involved of either transferring over my adaptation I have or having to buy and fit a new one which the guy I spoke to seems to think is the case but he wasn't totally sure. I have until the 2nd April to sort out the monies I will need relating to that so I should be able to sort it out in that time. Anyway, once I've got these three things paid and dealt with and then dd's residential trip with the school thats taking place in November this year which is £189 I will feel v happy. I can then focus back on increasingm y debt repayments and planning for next Christmas etc.

Back to work, need to print off some invoices and do some returns and prerpare for tom. DD is back at 6.30pm so two hours left to do that. Tonight for supper I have turkey curry, at the weekend we had roast turkey, later in the week turkey casserole. All left overs from Xmas so the one good thing is my freezer is full of turkey and also meals I cooked and batched up during the Xmas hols. The food bill will be v low this month! Thats me for now!

Verbatim

Me too! It's good to have a freezerful at this time of the year.

mum2one

sounds like some good planning going on, hope you get the sleep pattern sorted, the last few weeks I've done the same gone and made a drink and then dozed off, did it the other night, and woke with a startle, my mouth felt funny, thinking the worst, - I'd fallen asleep eating a packet of crisps!

You take care, you are an inspiration xx

taxi73

am forever falling asleep on the couch

POSITIVE_AND_FOCUSED

So a mixed bag of news. Still positive, financially things could be better but Im hanging in there, so far all bills covered. A bit worried if I will generate the commission I need to cover the mortgage at the end of the month particularly in light of the snow but I am sure it will work out. Still have a lot I can do from home to generate income so will focus on that this coming week if dd's school stays closed etc. So, last Sunday I had a fall, in the house, in the kitchen in fact! God knows how I ended up how I did, it's always a mystery to me, I could have made so much money by now if my falls were recorded and sent to "You've been framed"! Anyway, been sore and bruised but feeling ok now. Just a shame it happened at all. Then on Friday don't ask me how but nearly fell into my wardrobe in the bedroom. So funny but I tripped over something and it took all of me to hold on to something to break my fall!!! You have to smile in the end!

I've decided to write to the Financial Ombudsman and pursue the error by Halifax in telling me they owed me money which they now say they don't. The FOB told me they would confirm for absolute certain that the money wasn't owed week comm 7th Jan but I haven't heard anything and here we are nearly 2 weeks later. I am going to write to them asking for confirmation in writing and an explanation that if what we are assuming is correct , why the Halifax made an offer 6 months after they say they made the offer originally and why the exact amount paid into my account then is not the same. And why it wasn't ever double checked by either the Halifax or FOB given I told the FOB when they telephoned me with the news back in October that I had received an amount for a similar sum already which he said they knew about. Given how the Halifax treated me in the aftermath of dh situation which was to slap the charges on my account despite me calling them saying I had a fall or a meeting with the police and couldn't get to the bank and they didn't care , I want them to be held to account for their actions and for me to have an explanation at the v least ! I want them to know I mean business. So, it won't take long to put a letter together asking for this and I will send it this week.

Other than those two things doing my best as always. Once tax bill paid and I know the score with the car adaptation I will feel happier in working out where I stand. The stair lift service is not going ahead for now. That may have to wait a couple more months. Anyway, onward and upward, a nice sausage casserole in the slow cooker and dd having a lovely time with the other children in our road making snowmen and having snowball fights!!!

beanielou

I agree that you should complain.
They have to be accountable.
Take care in the snow.