Today is a new day!

Verbatim

I'm glad things are looking up for you PAF.

POSITIVE_AND_FOCUSED

Well, everything is still calm here but I am beggining to fret a bit. Still waiting for the £5K cheque. The 4 weeks is up on Wednesday and so I will call the Financial Ombudsman to check whats happening if Ive not had it by then. I'm worrying that when it sounded to good to be true that is because it is!!! Well, time will tell. I keep remindingmyself they contacted me, the bank and Financial Ombudsman cann ot both be wrong... can they?!!!

Other than that things financially ticking along. Am having to put dd's xmas and birthday present on hold as need all the cashflow I can get to get the orders processed before Xmas. Thats a good thing because if I was getting less orders I wouldn't need the cashflow but I'm getting great orders. Nevertheless I had hoped for more flexibility but by the time dd breaks up for the holidays we should have enough money for all the bills, for her present, for time off over Xmas and to keep on top of the bills in the first part of January. Thats my goal. It will all work out, it has to!If the cheque comes in the meantime then that will be the icing on the cake!!!It would take the edge off. Take the uncertainity away. I desperately need a break, I so hope I can take the full 2 weeks off over the school hols. The good news is the difference between this year and last is that this year, I am not using credit, I am on top of most of the present buying. I am in the best place I've been yet on the lead up to Xmas since my LBmoment.

Thats me for now. Off to prepare my customer christmas cards... Yes, all is sort of well for now. Will feel happier when I know whats definately happening re the cheque. I need someone to put me out of "misery" and tell me exactly whats what. Will it be arriving and if so when. I so hope to clear another debt and speed up my snowball plan! Now that would be a great Xmas present to get!! Calm!!!

brizzledfw

Good to read your post and see how well you're doing. Stressful about the cheque though. Am sure it will come through soon..fingers and toes crossed.

Brizzle

taxi73

hopefully,the cheque will be through soon and everything else is looking great

POSITIVE_AND_FOCUSED

So, I called the Financial Ombudsman on wednesday. They said they would chase the cheque and if I had not received anything to call them again at the end of this week. No one has come back to me since Wednesday saying its all been a bad mistake so it must be right and I must stop doubting. So, time will tell. If I have to phone them again on Friday I will insist they phone me back once they speak to the bank again to tell me at what stage the bank is at so I know whats what instead of playing this waiting game not really knowing. However, the hope is I won't need to call them!

Other news. Kl is simply fantastic. I'm following my work plan and I am over joyed with the sales I 'm getting. What I projected to achieve is so far happening & I've had such good wishes from customers. Dd has been given presents, really its all v humbling and has moved me to tears at times when I think about it. I love what I do.. So, the plan is to do 2 more drops after collecting books tomorrow. Make sure I rest as I go as I have been caught out by the cold and time keeping and then felt so tired that I have wondered if I will be able to work the next day. B ut I have and it always does seem to work out, just need to keep being sesnsible with my rests during the day. So, I will finish collecting orders at the latest by next Tuesday and after that it will be just delivering orders, utilising the day time to prepare and finalise some of the plans I have for the start of the new year, do any last minute shopping and hopefully have all the bills under control into Jan. I will start my xmas break the same day dd does!

Re xmas, have put the decorations up this weekend. Oh, its so tiring but the result is just so lovely. Dd and I have just enjoyed sitting in the lounge with the xmas tree and lights there near us. I had the foresight to do our supper in the slow cooker this morning so thats one less thing to think of doing this eve so we will relax watching the final of the x factor!!

Re health, I am having my first physio session tomorrow however I have to say the anti inflammatory pills are doing their thing. It seems the pain I usuially have in my good leg is not so bad either so I just hope it continues after the course of pills is finished. Whatever they say tomorrow I hope to really improve my mobility and go from there. On Wednesday the disability aids are arriving in the afternoon and being fitted so I am v excited about that. Also, I have recd the paperwork about fitting a shower unit etc so will sign those and get those off tomorrow.

Yes, things are coming together. Just need to keep on top of the finances and enjoy the next 4 weeks of xmas festivities that are taking place for dd and me, the first being a carol concert dd is singing in this week. So looking forward to that!
Thats me for now!

taxi73

all sounding good

beanielou

All sounding good indeed :j

Verbatim

Enjoy the concert and it's great that you're increasing/maintaining your sales targets. Just take extra care when it's icy!

POSITIVE_AND_FOCUSED

Been a while since I've looked in. A mixed bag so will start with the "not so good" and then finish positively!!

Still waiting for the cheque from Halifax. The second deadline given to them by the FOB was the 19th December and they have missed that! The guy dealing with it at the FOB is on holiday until the New Year but I'm sure he will get to the bottom of it then. I'll be on the phone to him come January thats for sure!!

Then my mum and dad decided to not even write an xmas card to me and dd, just to dd. They completely ignored me, still buying for my sis and brother just not me. So, so sad that this is all over me working, not going on benefits as they would like but there you go. In contrast, dd and I put a bag of goodies together with cards. They are my parents after all and I do love them, just don't want to what they want! After receiving our Xmas bag, mum texted me to say she couldn't buy me anything because they had not been invited to dd's birthday tea which is simply going to be 7 children max and mums if they want to stay for a cuppa. That so upset me, can dd never have just her friends/children of her choice to a bIrthday tea then? the no of times my neices and nephews have parties without mum and dad there or for that matter dd, it would never dawn on me to never buy my sister a card because of that and it just reminds me yet again just how differently I am treated. So, anyway, my mum then had a change of heart and texted me to say they would get me a card and something for Xmas which they have delivered while I was out working last week. Re dd's tea her cousins are coming with m y sister, and one of the reasons I have kept it so simple is that I am simply not ready to face my sis, mum and dad all together in my home. The 3 of them and 1 of me. So, it was a decision on my part to keep it to children and mums if they want to stop by for a bit so dd was still catered for and then it was kept simple as poss for me. I saw my mum funnily enough in the village recently and she said we need to talk, I said Mum, i just don't feel I can be me with you anymore and she told me to stop talking such "Crap" so on that note I thought no, any talk would just involve putting me down, not taking how I feel seriously and just in total denial of whast she has said and done but then if we don't talk we won't come to a possible better understanding. Anyway, it's all proven very stressful and I have found it all v difficult and I still don't really know the answer. If I carry on as I used as if everything is ok, pretending the things they said and did never happened, its like saying its ok, you can knock everything about my life when you feel like it, if I don't do anything, keep a distance then it does impact on dd negatively as indeed it is on other family members such as my brother who has done nothing wrong.. So, I worry about that too.

Now, on to the positive bits!. Sold over £3K in 3 weeks, have all the bills covered until 7th January. We have enough food and petrol and I am hopeful I will be able to take dd out for a meal after taking her to a musical the day after her birthday. I was hoping I could take her for a night in a Premier Inn or somewhere cheap but I think that is off the cards, but a meal is doable assuming there are no unexpected expenses! So, these next 2 weeks I am on holiday, time with dd, time to relax and just be. We have various invites, and friends are invited here so that is nice. Today is going to the bank, going to the chemist for a prescription and then tidy downstairs, then friends coming round later. I did the housework upstairs yesterday and the washing and ironing so basically after today doing the housework downstairs there will be no chores for a few days, utter and total relaxation much needed. I am pushingmyself to get chores done but my dear dd is helping bless her and for that I am very grateful, dear little soul. I love her so, we are a team, and she realises that I value her help even at the age of 9 very much. Still doesn't stop me falling asleep by 7/8pm!!!!

So, on that note, Happy Xmas to anyone reading, thank you for your support and help over the year and heres to a debt busting 2013!

beanielou

Enjoy your rest & relaxation xx