Today is a new day!

beanielou

Have a good week.

chevalier

Words fail me about your parents. But I do wonder, why it is that you feel that you can't say, in your own home, 'what you are saying is inappropriate and offensive and I want you to leave now'?

Well done on the orders. This is the thing that gets me, you are getting these orders in the worst recession in the UK since the 30's and they STILL can't praise you. SIGH.
chev

POSITIVE_AND_FOCUSED

Chevalier, Ive asked myself the same question and I have learnt alot about myself going through this experience, areas about myself I can improve and areas where I am proud of myself.

So, my brother and his fiance came over yest for lunch. My brother understands totally, feels I should try and take it with a pinch of salt. Mum and dad are the way they are. They do care and I still have the right to choose what I do with my life. He thinks it would be good to draw a line under it all, and to simply keep going as I am. Mum and dad will have to accept it and I just have to accept they are the way they are. We were able to talk about lots of other things, but he knew quite a bit about what had happened from mum and dad. Yes, it was a lovely day yesterday.

Othe news, I achieved my higher bonus in Kl and have the opportunity to go for a place in their Directors Club re my sales which I have set as my goal over the next 6 months, am on a mission to achieve even higher sales this coming 4 weeks and do my absolute best. I do love setting myself these challenges... Have sorted out dd's Xmas pressie and Birthday pressie - her bday is in January - and am feeling just about in control of all the finances.Yes, feeling q positive about everything. Just need to get into a new routine with the darker evenings. so as to avoid any falling over and to keep myself in check but in a couple of weeks that will settle down. Re Ebay, that will all be happening this week, the weekend was too busy to do it in the end. The lady from the charity is coming over on Wednesday. Im so grateful to her for wanting to still be supportive and recognising what I am trying to achieve and really thank on high for her being there along with my dear friends and most important of all my dear dd..Theres a lot to be grateful for.. We are doing ok, and I keep telling myself that so as not to doubt myself!

mum2one

Your doing absolutely brilliant, just remember hold your head up high. I guess your parents are worried but they have an odd way of showing it, sometimes it the generation gap, I guess they see other people living the benefit lifestyle, and see you working your guts out, which I know your doing for you and your daughter, but they might think the easier option is there way.

I'm at loggerheads with my daughters other grandparents, and sometimes feel like knocking wanting to knock their head against a brick wall, but just try to keep your chin up and remember you've got good friends, and support from people on here. You take care, and congratulations on the sales figures thats brilliant, xx

POSITIVE_AND_FOCUSED

Thanks mumto one!

So, a couple of developments. Firstly, have had a letter from the Financial Ombudsman confirming receipt of my letter. They will get back to me within 3 weeks from the 25th October. So, thats in hand.

Secondly, there was a letter from the school in dd's book bag today. She has been chosen to attend a Singing workshop at another local primary school next week. It's for a whole day. Am v proud of her. She loves singing and is v good although I am biased of course! Shes still v good!. My dh in his younger years was in a band as a drummer and a singer so she obviously has the gift from him, certainly not me!!!

Am just about to look at where Im at with regard to my debt busting, my business targets and what I want to achieve next year. Certainly, going for a place in the "Directors Club" by the middle of next year is one of my goals. I do feel v much that disability is pre judged and there is a part of me that wants to say to anyone listening, Hey, disability does and should not mean a life on benefits or being over looked. It is hard but with determination, persistence and just pure stubborness, and a dont give up attitude you can defy the odds..Thats what i want my message to be when I achieve this goal!... Changing the subject my snowball plan could be pushed forward considerably if I get the solution I want from my complaint to the bank. Time will tell.. The one thing I need to push on with and am currently not is ebay. I planned to do some last weekend and didn't. This weekend however is completely clear from other commitments so I intend to make good headway on Saturday with all the items I have where the starting price is 99p! More expensive items can wait for the next free listing weekend. Im aware I need to be as proactive as possible in pursueing as many avenues as poss to increase the amount of money coming in. Plan your work and work your plan..

Saw the charity lady today. She is always v positive to me and v encouraging, and Im so grateful to her that she wants to still be there for dd and me. Her charity are running a book sale in a couple of weeks to raise much needed money. Its at a church hall near to where my brother lives and dd and I will go along to support it. Im hoping I may be able to discreetly buy some books for dd for Xmas and then we hope to pop in to my brothers if he and his fiance are in for a cuppa before returning home. Anyway, thats my latest. On with having a nice eve with dd and compiling my new plan... A busy rest of a week awaits me so an earlish night is called for I think if I can get to bed before I fall asleep!!!.

Verbatim

Good for you PAF. I need to get my head into gear for Xmas too! Have got a few things for stockings and a few pressies but not started on food or cards or planning generally. Have to get my tax out of the way first too.

Great that you're getting to bed before falling asleep!!

POSITIVE_AND_FOCUSED

Have updated my signature and even though we are not quite near to the end of the year, I can say progress this year has been fantastic taking everything into consideration. I look at where I was at my LBM and think how wonderful I wil never owe that much ever again! For some time now I pay my mortgage myself over the counter at the Halifax as opposed to by Direct debit, and this works for me. I have been "allowed" to make it in two payments for example if cashflow is a couple of days out and for that I have been very grateful. My mortgage is £603.59 and I have been rounding it up to £605 each time. It just makes me feel good and that is enough reason to do it! All the credit card payts I pay online I round up too and thats in addition to my snowball plan where Im paying JJB more than I need to by twice the amount currently. Money is still tight but progress is being made and next month for the first time since dh died my debt to MBNA will be less than 10K! Still alot to pay back but since I stuck to my guns and requested a lower interest rate I have been paying back in the region of £105 a month instead of £5!!!
Will still feel happier once my tax return has been finalised and my accountant paid, and my complaint with the Halifax has been resolved and I have everything we need for Xmas re dd's presents and her bday in January and I know money is ok over Christmas and into January but head down, work hard, do my best and it has to all come together!
Other good news, Ive been tripping which I have to keep realising is just how it is. I don't want to talk myself into a situation where Im thinking the worst but I need to be realistic.. However, NO falls as of yet! So no falls is good news! Since my last fall however I am getting pins and needles in my one good hand usually in the morning for a bit and if this continues I wil go back to the doc. I did mention it to her last time and she said it was the nerves healing and it will take time. It is still at the back of my mind though and I am just keeping a check on it.
Orders have been good and I am just about to get our brekkie and then focus on ebay. If the weather stays dry , dd and I are going to wash the car later. I don't particularly want to get in a situation where dd feels she has to help all the time , however it would be fair to say her help is v helpful and washing the car is one of those tasks for which her help is v appreciated.
Thats it. Have to say my thoughts are with all those families effected by the car crash on the M5.

satchmo1

Hi P&F

You are doing so well, I'm (as usual) full of admiration for you and your achievements.

Have you thought about asking the doctor to refer you for physio, both for the pins and needles, and also for your walking. Falling, and the subsequent fear of falling, can make you stand and walk differently, which puts an increased strain on other muscles.

I learned that the reason the ball of my foot hurts now (about a year after all the pain from a back injury had gone) was because I now walk differently and put my weight on the instep which I never used to do. Pins and needles lasted a very long time, and it's hard to describe how they interfere with well being.

Hugs
Satchmo x

taxi73

you are doing fantastic x

POSITIVE_AND_FOCUSED

Thanks Satchmo and Taxi

Do you know Satchmo I hadn't even thought to ask about physio for my hand re pins and needles. The physio I have had has always been for my foot/leg re my walking. I have been thinking about going to the doc for a check as this is my good hand and I only have one of those!!!! Will look into that today. Ive got to take my repeat prescription into the docs today so will make an appt at the same time. Thanks...