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DFW Bank Charges Reclaim Thread

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  • Mark@RBS: "You are due £884.62" which includes £102.62 of interest"

    Me: "Thank you and when will I see this money"

    Mark@RBS: "It'll be paid into your account today"

    It appeared in my account on Thursday! And for the first time in 8 years, my bank account was in credit and due to stay that way for the future!

    Hey Scottishspendaholic

    Congratulations and good luck with keeping out of the overdraft.
    Lighbulb moment Mar 06 :think: Total debt £26023.60 Apr 06 :eek: Total Debt Now £22714.87 Total Paid Off £3308.73(12.71%) Debt Free Date 2013_party_
  • Thanks rrr,

    I'm just waiting for my d/ds to be transferred over to smile then will be closing the account pronto to remove the temptation!

    Thanks again and best of luck with your claim!

    scottishspendaholic x
    MBNA = £4,000 / Next = £925 (approx. tbc on 19/8)
    Tesco = £2,910.11 / Smile overdraft = £500
    Bank of Scotland = £2,782.83
  • southernscouser
    southernscouser Posts: 33,745 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Oooh I got a letter from the court this morning with a questionaire! Must remember to do that tomorrow! :think:

    I can smell the money! ;) :rotfl:
  • Are banksclosing peoples accounts if re try and reclaim fees, and If I wanted to reclaim from lloyds would they tell my other bank the abbey which is now main account and get that closed. H ave an over of 400 with lloyds would they make repay that

    marion
  • Thanks rrr,

    I'm just waiting for my d/ds to be transferred over to smile then will be closing the account pronto to remove the temptation!

    Thanks again and best of luck with your claim!

    The letter arrived yesterday, the bank offered me a full refund of my charges, court fee and interest. The letter came the same day as the letter from the court with my hearing date...do they work in the same office? !:rotfl:
    Lighbulb moment Mar 06 :think: Total debt £26023.60 Apr 06 :eek: Total Debt Now £22714.87 Total Paid Off £3308.73(12.71%) Debt Free Date 2013_party_
  • chuppachop
    chuppachop Posts: 48 Forumite
    Sent the template letter to my local branch of nat west last Wednesday got a letter this morning saying they will refund charges £84.00 better off great
    more beer money :beer: :beer: :beer:
  • Hi Guys

    being a new girl I don't understand this 100% - I bank with Nationwide, a basic Flex account. They charge us between £25 and £32 per bounced DD. There are no overdraft fee's as we don't have one. Even if something bounces and it's my fault - insufficient funds etc can I still claim back the fees? When they charge us, they wiat for the salaries to go in, take their charges and then the train of tigger bouncing and charges starts again. It's another cost that we can do without and one we certainly don't budget for. Please advise.

    Thank guys
    Terriblesaver - hoping to improve!!! Unsecured debt ... £[STRIKE]57938[/STRIKE] £51453
    Official DFW Nerd no 176
    Reclaimed and won Capital One £224, Paragon £758, GE Capital £63 and £135
  • Phoebs
    Phoebs Posts: 51 Forumite
    Apols if this has already been covered (just point me in the right direction), but....

    I've done all the first and second letter bits to our bank/credit card co and was all set about to file claim when I read somewhere that all bank charge claims were being put on hold until one particular case is settled.

    Is this the case?

    Am I better off holding onto my claim fee for now or should I file anyway?

    If I hold back, should I write to the banks concerned and say that I was all primed to do so until I heard about x case but intend to continue the claim as soon as that issue is resolved?

    What am I best off doing? Between my partner and I there is almost £3000, all of which, aside from measely goodwill gestures which I have turned down, is being refuted. £3000 is too much to let go if it is rightfully ours. I don't want to lose out.
  • PONDSAVER_2
    PONDSAVER_2 Posts: 409 Forumite
    I have just had a letter from HSBC offering me £1340 WHOOOPEEE!!

    go for it guys HSBC replied to me only after 2 letters no need for court
    Lightbulb moment 10-06-06
    Total debt £36,996.70 June 2006
    Total debt approx £33,000 Oct 2006
    Jan 07....to be worked out but may have gone up GULP:confused: :mad: :eek:
    DFD March 2011
    DFW Nerd 111

    19 jan 23 feb 5 weeks:( - grocery challenge £250
  • oakdale_minx
    oakdale_minx Posts: 1,174 Forumite
    well done pondsaver - if only they all paid up that quick!

    Although - the 8% interest is a nice little 'extra' on old accounts!
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