DFW Bank Charges Reclaim Thread

deviousdame

now preparing my preliminary letter, can somebody please confirm that this section is ok as I don't want to bother with the interest...


"I calculate that you have taken a total of £2,111 and I enclose a schedule of the charges which I am claiming with this letter."

Many thanks
Damian

deviousdame

deviousdame wrote:

now preparing my preliminary letter, can somebody please confirm that this section is ok as I don't want to bother with the interest...


"I calculate that you have taken a total of £2,111 and I enclose a schedule of the charges which I am claiming with this letter."

Many thanks
Damian

anybody ??

Cantdance_2

Sounds good to me!!

Good luck...

deviousdame

Many thanks

one last qwuestion, should I send my first preliminary letter by recorded post or is first class ok ?

Damian

deviousdame

any more success stories???

did I read right that somebody has lost in court ??

bookworm1363

deviousdame wrote:

any more success stories???

did I read right that somebody has lost in court ??

When?

To date, there has been one and only one case lost: X v Natwest. By all accounts, X was badly prepared, and Natwest tried the "service" approach. (the one where they say it's not a penalty, they are doing you a service by bouncing your payment and therefore can charge you what they want for that.) For reasons we fail to understand, the judge actually swallowed that, even though the term "cloaking the penalty charge" is actually a well known term in legal circle, and Mr X lost his case. Natwest were so aware how lucky they got on that one that they haven't tried it since and have paid up rather then go to court since.

If you need any more success stories, click on my sig and have a browse. We're having new success stories daily!

southernscouser

Bookworm, where have you been? :eek:

I've been having a nightmare! :rolleyes: :rotfl:

Think I've got it all sorted though!

I'm under the same username in the Natwest board on the CAG website if your'e interested!

Cantdance_2

deviousdame wrote:

Many thanks

one last qwuestion, should I send my first preliminary letter by recorded post or is first class ok ?

Damian

Send everything recorded so there can be no doubt as to whether they received it or not!

Good luck

James

deviousdame

Cantdance wrote:

Send everything recorded so there can be no doubt as to whether they received it or not!

Good luck

James

sent on firday 1st class recorded

Looking forward to my reply

sugaJen

My mum is ready to send the letter to Capital One asking for her charges back roughly £1000.00 (just over)

Also received her statements from Halifax on Friday, 114 pages in 23 envelopes :eek: so were just preparing a letter for them too. Claim is for £1362.

Jen
xx