DFW Bank Charges Reclaim Thread

D&DD

Need a bit of advice please! Have just been through our statements since 99 and have found £478 worth of charges :eek: Thing is I'm not sure wether they are the 'right charges' ?? They are mostly the £27.50 for going over our overdraft tyrpe with a few £30 ers for dd reversals..Can one of you lovely peeps set me straight on what I can claim back (if any) please??Thanks in advance

oops_a_daisy

you can claim all of those D & DD

D&DD

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j
REALLY!!!!!!!!!!!!!!!!!!!!!!!!!! Whoopeeeeee Look out HSBC here I come!!!!!!!!!!

Thanks Oops!!!!!!!!!!!!

oops_a_daisy

read through the threads on the bank action forum for HSBC to see how they will react - good luck. Seems I have a fight on my hands for just over £600 from First Direct :mad:

southernscouser

D&DD wrote:

:j :j :j :j :j :j :j :j :j :j :j :j :j :j :j
REALLY!!!!!!!!!!!!!!!!!!!!!!!!!! Whoopeeeeee Look out HSBC here I come!!!!!!!!!!

Thanks Oops!!!!!!!!!!!!

But only from the last 6 years!

oops_a_daisy

oops sorry didnt realise that bit - yes it is the last 6 years only. But you can claim for all of those type of charges.

System

Well, after my little barclays screw up today, come home to a letter from Barclays saying basically well see you in court. Kinda glad because I can charge an extra 8% now

yay, off to court, should be good

amosworks

I read today from BAG that the Statutes of Limitations Act is changing THIS YEAR so you can only backdate these type of offences up to three years in the past and not six years. This seems to have quite a few issues with regards to how long people can chase you for debts too?

I'm trying to confirm the source but it seems genuine!

lynzpower

The BAG website is actually suggesting that yesterdays ruling could mean the end to the 6 year ruling. HAve a look over there!

D&DD

Thanks for that (yes all from Nov 99 onwards) I found a few more since my last post up to nearly 600 now...
When I think back to when we lost our flat we were paying natwest account 200+ a week in charges alone :eek: (9 years ago tho :mad: )