DFW Bank Charges Reclaim Thread

oops_a_daisy

pixie1 wrote:

My mountain of bank statements arrived yesterday so i need to plough through them and work out how much I can try and claim back.

Can someone tell me - can you only claim bank charges back or can you do with credit card companys too?

Thanks for everyones help

Pixie

Hi Pixie

yes you can claim back from credit card companies too - good luck

go to https://www.consumeractiongroup.co.uk website to check out all of the different companies that people have and are claiming back charges from.

ms_london

chivers1977 wrote:

Hi MsLondon

No you don't claim interest as that is what they get for us borrowing from them, it is not a penalty. Just the car abuse/ OD fees, bounced chq, bounced DD fees

V xx

Thanks very much. That's what I thought, but wanted to check!! Cant wait for the statements to arrive (6 years worth - eeeeeek!!)..

xx

Walnut_whipp

can you claim for loans that have charged you for a missed /late payment fee?

amosworks

If the charges were punitive and not liquidated damages charges then yes.

crawley_girl

I followed advice from CAG and Capital One have offered to settle out of court, despite the initial letter and LBA. I did file on line and they acknowledged the claim and showed an intention to defend.

My letter arrived last week and hopefully my cheque will arrive at some point this week. Hooray! Thats £170 I thought I would never see again...

Sainsburys Bank next... and then Barclays... and then GE Money... and Tesco... and Natwest....

:heartpuls CG :heartpuls

amosworks

Why not do them all at once?
I've got 27 cases on the go at the moment :cool:

Glitterari

amosworks wrote:

Why not do them all at once?
I've got 27 cases on the go at the moment :cool:

Probably because it would cost a lot money initially if it went as far as issuing a claim - I know you get it back but depending on the amounts being claimed it could run into £100's!

Peppa_Pig_5

I had a letter from Abbey this morning. I sent a 'letter before action' last week. The letter this morning from the Abbey states that they are looking into the £60 charges I have claimed for and will get back to me within 4 weeks. Not sure if I should wait or take it to court next week. But if I do not take any action they will think I am just trying it on.

Peppa
x

crawley_girl

amosworks wrote:

Why not do them all at once?
I've got 27 cases on the go at the moment :cool:

Cos I get confused easily!!!

But seriously, it's quite time consuming (as I'm sure you know) and I don't want to muck up and miss a deadline. I'm currently working 2 jobs, both of them shift work and I desperately don't want to screw up my timetable because I am tired or because I am away from home.

I have it all planned... don't you worry :beer:

:heartpuls CG :heartpuls

crawley_girl

Peppa_Pig wrote:

I had a letter from Abbey this morning. I sent a 'letter before action' last week. The letter this morning from the Abbey states that they are looking into the £60 charges I have claimed for and will get back to me within 4 weeks. Not sure if I should wait or take it to court next week. But if I do not take any action they will think I am just trying it on.

Peppa
x

You set the timescales Peppa, not them. Don't wait, file as you said you would.

Good luck