pammyj74's MFW diary (or possible wishful thinking!!)

pammyj74

The guy that was doing mine had to finish work due to health so he does it as a hobby really, he said he would do it for a pack of fags lol. I was thinking more than that lol
Didnt do the garden yet, will prob start when kids are back home honest

pammyj74

well didnt do the garden as caroline73 came round. She has sold her house and bought a new one, am very jealous as it sounds lovely.
I was saying that I am so tempted to just OP a little bit as I miss the buzz of doing it. If I dont move I could poss OP £800 but I might just OP £100 now and keep the rest in my savings until I know for sure what I am doing, if I ever will make a blooming decision and stick to it.
I am back over there on Friday, my late dads bday.

Have realised with all this going on I have been really slack with extra income, it was so nice to use vouchers today but apart from my m&s gc I now have none left and only about £8 on amazon. I dread to think what I have missed in vouchers by not doing any surveys/comps etc I know its good to have a break but I have took it literally and had about a month off lol

cha97michelle

I think that is why i daren't take time off as i don't think i will want to start again. Saying that, i won't be able to do any Sat-Tue next weekend if we are away, so i shall enjoy that. I think i will still set up loads of reviews to come up while i am away.

My trouble is i hate to think i am missing out on something.:rotfl:

pammyj74

I am the same and I do think that I could have had another couple of vouchers earned this past few weeks.
I have done three opinions on Toluna this evening and I am about to go round and rate others. I only have 5k points so need to really boost it back up on there and do some surveys and polls. There are 200 sponsored ones to get through arrghhh but it will start my reboost!

Hope you have a good weekend, you deserve it. Cant wait for our week away

pammyj74

I got 6k in points on toluna taking me up to 10.5k, only another 7/8ths to go lol

I firstly want to apologise to everyone who reads my bumph about me swapping and changing my mind. I am sorry, it was such a big decision but in the end head won over heart and financially I am stuck in a corner.
I have just had a call from Halifax and they say I can only go up to £85k so if my house is only worth £105k as the 2nd agent stated it doesnt give me enough of a budget to move as realistically I would have to look at houses £115k or under and have no budget to do them up. I want to move to better and bigger not worse and smaller. The pros dont make it easier to make the right decision.
It is really disheartening but it is obviously not the right time for me to move at the moment. I might have a rethink later in the year and of course I would have paid off more capital by then. I also calculated that if I did commute it would cost me about £15 a day x 16 days - is £240 (£140 over my normal budget) or 20 days at most - £300!!! I know it would only be for a short while (hopefully) but I couldnt afford that.

But my house has been decluttered at least

I do feel a bit better now I have made a decision and I will save loads of time as the last couple of weeks I have been searching for hours through house after house. I feel really peeved about it all.

So I have OP'd £250 and took another month off my term :j :j It feels so good

yukkibear

don't worry about changing your mind, we all do it. One day I'm overpaying everything, the next I feel the need to save etc etc.

cha97michelle

Pants that the decision has been made for you, but i guess now you will be working your socks off again to make up for not having the right amount you can borrow. Good luck xx

Great result on tol earlier. You inspired me to pop on earlier. I have loads of sponsered polls to do too, and i am at nearly 12k so i should make the effort but i am still waiting for my last voucher claimed in April and it is so disheartening.

Get cracking again on ebay hon. That seems to be where you do best.

pammyj74

thanks michelle, saw your comments on there. It took me an hour to go through all the sponsored polls etc last night. I had three vouchers on order in Jan/Feb and I got them come through last couple of weeks. I just do it and then forget about it and know they will turn up eventually. It was nice to get them in the post and they paid for a new fryer and microwave Am going round doing opinions to get my pts back up.
Ebay never stopped, was doing it in the background, although only at about £130 this month so far.
BP tonight, won a full house and a share of FH and mjight poss be able to redeem tonight, if not then def tomorrow and get that built up again.
ETA - redeemed at BP - its all changed on there, its very strange, will get used to it hopefully.

cha97michelle

The changes are ok once you get used to it. They were giving away more points over the birthday weekend, which helped me get in an extra redeem to what i thought this month.

Good wins hon. I never seem to win but i keep trying.

pammyj74

I seem to think that I always win a house if I havent been on there for more than a week! Sometimes I dont win for two weeks!
Am working my way through toluna opinions, I forgot how time consuming this all was!