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pammyj74's MFW diary (or possible wishful thinking!!)

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Comments

  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    wooohooooo :j:beer::j well done. I would love to catch you but not sure that's possible.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    yukkibear wrote: »
    wooohooooo :j:beer::j well done. I would love to catch you but not sure that's possible.

    thank you, gives you something to aim for. I am hoping to thrash my target :D
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • babyb06
    babyb06 Posts: 369 Forumite
    Congrats on the O/P!! :j

    I am amazed at how well you are doing without any help (and hindrance from you ex).

    How do you work out what amount you need to o/p by to shave a month off the term?
    Mort at highest - June 2008 - £171,000 - Daily Int 5.9% = £27.64:eek:
    Offset Mort - Nov 2010 £150,299- Daily Int 3.75% = Nov £15.44
    Mortgage Jan 2012 - £136,000 - Daily Int 3.75% - £3.10
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 22 February 2011 at 10:47PM
    I have a mortgage spreadsheet that a kind mser did for me which works a treat for me, I couldnt get on with the other one that people use here, and when i put my OPs in it then tells me the emfd so I can see it going down. I have then added another worksheet to it to add my own little workings out to suit me. I love seeing the months come off :)

    have been on toluna again and done the sponsored polls and another couple of surveys, some surveys points have been put through. I have 8 left open. I am at 57k and approx 16k points outstanding, maybe more as I lost track of how much they all were so I am very close to the next redeem :) (if I havent already passed it)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Pammy I've just been looking at your signature - it's absolutely amazing what you have achieved over the last few years. You really are an inspiration - well done :j
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    thanks GG :o I dont really have a life lol so I can save money that way haha
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    I am finding it funny that people are trying to help me become a good cook, think they are fighting a losing battle though but I'll give it a try lol

    Right tomorrow is my day off and trying to think of something to do as I have some spare cash. The kids have been wanting to go on a double decker as they never have so we are going to Northampton on the bus and then will pop into the museum there as they have a free craft day and then prob go for a meal somewhere (or end up at macd if they have their way!) and will pop round the charity shops while we are there (my treat lol :))
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Hi Pammy, glad to see things are going so well...and finally the kids are sorted for your appointment, so pleased and at least the after school club won't let you down unlike a certain ex :mad: of yours!!

    Those fruit smoothies sounds lush you are making...just noticed where you live...I have some relatives and friends in your area. We are not too far from you....a few junctions down the M1 ;)
    "A smile takes but a moment...
    ...but the memory of it lasts forever"


    :D
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    thanks mumma, its good to get it sorted but I also wound ex up about a male friend of mine offering to pick them up, that felt good too :)
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • nice one...doesn't hurt to do that now and again :rotfl:
    "A smile takes but a moment...
    ...but the memory of it lasts forever"


    :D
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