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pammyj74's MFW diary (or possible wishful thinking!!)

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Comments

  • yukkibear
    yukkibear Posts: 5,556 Forumite
    Part of the Furniture Combo Breaker
    well done for being in the 60's, still struggling to get out of the 80's here.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    My usual bumph for me to keep track of how its slowly going down :(

    so figures for end of month and the year below:

    Total Actual payments: Jan, £2096; Feb £1296 (Total = £3392)

    Original scheduled payments
    : Jan, £696; feb, £696 (Total = £1392)

    Payments over/above original schedule:
    Jan, £1400; Feb £600 (Total= £2000)

    Interest per day: Jan, £6.84; Feb £6.75

    Interest per month: Jan, £212; Feb £209.35

    Mortgage balance: Jan, £70,425; Feb £69338 below £70k :j

    % of mortgage now paid off: Jan 21.75%; Feb 22.88%

    Feb challenges

    Grocery - £126/£130 completed
    Petrol - £80/£100 completed
    NSD - not been counting :o
    VSP - £80.28 :D


    Extra earned this month (a V good ebay month :D)


    BP Amazon voucher £5.00
    ebay clear profit: £170.00
    VO: £10.00
    Mysurvey £5.00
    GTM £32.00


    total £222.00


    Surveys stand at:

    GTM - 60 /1000pts £32 taken :j
    Ipsos - 570/1380pts
    VO - £3.55/£10
    mysurvey - 485/575pts
    Newvista - £8/£50
    Onepoll - 17.65/£40 - been slack here :o
    maximiles 1088/3000
    Toluna - 65k/80k c 28k waiting to clear for 3rd voucher this year :)
    Songpeople 280/2000
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Iris_Blue
    Iris_Blue Posts: 1,421 Forumite
    I really like looking at your updates , I think you do amazingly well.

    It just shows if you keep plodding on how far you get.

    Well done!

    x
    I can't be bothered updating this anymore
  • Well done on Ebay profits! I'm free every day after school so let me know what's best for you. I know exactly where you live now!
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    edited 28 February 2011 at 4:56PM
    Ah you are stalking me lol, how do you know? Howabout tomorrow or Weds (just remembered we have cinema Thurs) Are we coming to you or you to us?

    Thanks Iris. Its nice to see it slowly going down. Next month the interest will be under £200 so its nice to be paying off more capital.

    List to do:

    *[STRIKE]walk kids to school[/STRIKE] - done took 35 mins
    *[STRIKE]clean kitchen[/STRIKE] - done
    *[strike]put out washing to dry and puts whites on[/STRIKE]
    *do 14 ebay items and post - done the 12 that I can, will post on the way to swimming
    *[STRIKE]empty bins[/STRIKE] - done
    *[STRIKE]walk to collect kids[/STRIKE]
    *restock gpigs haybox from shed
    *do some comps if I have time
    *[STRIKE]cancel AA breakdown[/STRIKE] and do RAC through quidco - not going to take it out this year
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • pammyj74 wrote: »
    Ah you are stalking me lol, how do you know? Howabout tomorrow or Weds (just remembered we have cinema Thurs) Are we coming to you or you to us?

    From my website competition, I get an email when you enter.

    How about tomorrow? We could take the children to the manky park around the corner.
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    ah haha, if its not raining that would be good.
    I thought you were stopping the books?
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • I am stopping but my website is still active until September. People can order from it but I don't have to do anything. I hope you win BTW!

    Not if it's raining, you can come here if you like. We're in from 3:20. I will give you text (because I have that number as well now ;))
  • pammyj74
    pammyj74 Posts: 3,290 Forumite
    Its amazing what info I give out on websites, the amount of comps I do sometimes lol Okaydoke. I normally get home about 3.45 so could meet you at the park about 4? great

    Am annoyed as trying to get my ebay items out and it clearly states on my listing what info I need from them to get them done and half of them only give me one part or neither which means more messing around emailing them to get the whole info and then they dont reply so I still have outstanding items and email them again. So frustrating. I have it in BIG writing what they need to tell me grrrr - rant over!
    MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
    EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
    MF new target Dec 16 REACHED!! :j
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Hello Pammy

    I have only read through the last 10ish pages, so all I'm going to say for now is WOW :T
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
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