pammyj74's MFW diary (or possible wishful thinking!!)

pammyj74

Thanks Radish

Have just seen another tip about using this white vinegar - cleaning carpets!! I could use it to clean my lounge rug. I have definitely got to get some now!

Have cancelled AA, I thought I hadnt use them for the past few years and I hadnt. He said my account had been suspended by me and this year it had automatically been reactivated. He had to open my account and then cancel it. how bizarre! Glad I rang them as it said on the letter I had to ring them to renew, which I took to mean if I didnt then they wouldnt but he said the money would have been taken. Learned that from experience before! Another job done

cha97michelle

I'm really pleased with you getting below 70. Well done. All your hard work is worth it. :j

mummalove

Hi Pammy,

Fantastic updates with all your payments so far this month...doing good young lady

pammyj74

thank you both

this is my early night so you aint seen me right

Just checked Toluna and some surveys had cleared, have redeemed, leaving 7k and 6 open surveys left to clear :j
I expect to get them about May lol

LilacPixie

I think T has been clearing some stuff i am up to 69k on that with 1 left to clear... I still cannot believe how fantastically well you do on your monthly updates an TBH I am using those as motivation to keep up with the survey stuff..

Sunnyday

Hi Pammy :wave:

just wanted to say YAY :j:j:j fantastic news about being into the sixties :j

Well done on the OP`s, keep it up and at this rate you will be in the fifties by the end of the year - ish

Re teenage son turning up with gf, why not bake him a huge chocolate cake as his birthday pressie? I had a great recipe knocking about somewhere and could dig it out for you if you needed it. Makes a huge luxury cake and is easy to make. Well done with trying out all the new recipes too. Its always a great way to save some pennies.

SD

Caroline73_2

That was me waving like a deranged loon.

pammyj74

Great to meet you today Caroline, your kids are lovely. Time flew by! Sorry Good to chat in person to like minded people.

Have found a chinese supermarket for my big white vinegar that is going to do miracle work on my house lol, Caroline, mine might smell like a chippy when you come over next week lol

Have my work appraisal in the morning, I know I am going to forget things I want to say but it wont be a biggy as I can say it back in the office another time I suppose.

My baby sis has finally moved into her first house and her mortgage debt begins, its just shared ownership at the moment but hoping to teach her early to pay as much as she can, wish someone had told me this when I took mine out. although would never have been able to do it the way ex spent the money!!

Have to get some ebay stuff done now as wont have time tomorrow before last post, again people not giving me full info grrrr Another late night for me.

Caroline73_2

I can't believe you were here for two hours! Sam keeps asking when he can play with 'the children' again! He is so rubbish with names. Your two are lovely too. They were all so well behaved (apart from Sam's bottom). Looking forward to Tuesday.

I hope you appraisal goes well.

pammyj74

Well I should have warned you that Liv can talk and talk. Its the one thing her teacher says in the meetings lol I'm a bit embarrassed about my house now I have seen how lovely yours is Mine has sooooooo much clutter

Appraisal was ok, he said yes in principle to some suggestions I asked about Will find out tomorrow probably once he has spoken to the others. We'll see.

Mortgage has updated online and is £28 lower than SS says which basically takes into account the interest I save by OPing through the month and saving that amount on the daily interest. My SS only works out by month. So ac is now £69110 Apparently if I dont OP I will be in the 50s by August next year lol. I started this diary 20 months ago and had just under £87k
So £18k off the balance with £11.5k of that being OPs. isnt that shocking when you think about it??

Have our cinema trip tomorrow and DDs friend for tea first.

Did my first grocery shop for the month and spent £45/£130 so dont think I will manage my GC this month

Havent really done any surveys today or any ebay items and I wont have time to do them tomorrow either. I hate having people waiting.