Apple Finance?

todders_2

I received my order confirmation email from apple today with an estimated delivey date for next week. Barclays partner finance received my signed paperwork on wednesday this week and i phoned them to confirm they had received it this morning at about 09.20am.

They mentioned that they were waiting for apple which seemed a little strange to me,they informed me it would take another four days before i heard anything direct from apple. But 20 minutes later i received the order confirmation. So i do not know whther my phone called prompted their system into action or whether apple would have emailed me anyway.

ikarlcpfc_2

I applied on the 1st and got accepted Posted my thing off today, I expect a phone call on Monday!

Jalapee

I applied also and got declined this was about two weeks ago but yesterday i received this lol:


Dear XXX XXXXXX,

Thank you for your recent Apple Store order.

Today Apple unveiled a price reduction and we are pleased to report that the price of the product you purchased is less than previously indicated. Accordingly, we are delighted to revise your current order and offer you our new, lower price.

If you are paying by Credit Card, Debit Card or Leasing, the price will be adjusted automatically. If you are paying by any other method, please call us on 0845 600 1683 to provide the following information:

Name of the bank:
Bank address (at least city):
Account Name:
Account number (8 digits):
Bank sort code (6 digits):
Swift-Code/BIC (8 or 11 digits):
IBAN (22 digits):

To avail of this offer please forward your payment at your earliest convenience, if you have not already done so. Once your payment has been processed you will receive an order confirmation email.

For the most up-to-date information on your order, please visit our Online Self Service website which will be updated within the next 24 hours.

Kind regards,
The Apple Store

mayy

so i applied for a finance plan of 36 months with apple for a macbook pro which i desperately need for my design course. i work part time and im a student. ive never been in any debt and only paid my phone late on a couple of occaisons.
i recieved an email from apple saying:

"Order Acknowledgment

Dear XXX XX XXXX
Thank you for shopping at the Apple Store online.
Your order XXXXXXXXXX has been received.
Please send the signed loan contract immediately back to Barclays to avoid any delays in the processing of your order.
IMPORTANT NOTE: If your signed financing agreement is not received within 30 days of the date of this order acknowledgement, your order will be cancelled. Alternatively, if you decide to simply place a new order you do not need to contact us to cancel your existing order, as it will be cancelled automatically in 30 days.

How long will my order take?
We will build your order as soon as we have received your signed financing agreement. Please allow 1 - 2 business days for processing from time of receipt.
Date will be confirmed once payme
Delivered via courier service within 3-7 business days after shipping. Tracking will be available online at applestore.co.uk

The shipping method for your order will be confirmed on the notification e-mail you receive when your order has shipped.
NOTE: Your order will not ship until all items are available. Once your order has dispatched, you will receive a Dispatch Notification email, which will provide you with detailed delivery information



when i recieved this i thought "great it must be accepted if apple are waiting for it to be recieved" and waited on a contract. i thought i would ring in just to ask when i can expect it to arrive, to find out i have been declined for absolutely no reason whatsoever. really dont know what to do, i know my credit rating will have taken a knock now as ive been declined.

izools

mayy wrote: »

i work part time and im a student. ive never been in any debt and only paid my phone late on a couple of occaisons...

...been declined for absolutely no reason whatsoever

The reasons you were declined:

> Student
> Low income
> Poor stability (recently moved?)
> Poor credit history (no proof of handling credit responsibly in the past)
> Poor repayment history (late with phone bill - more than once)

If you had a credit card, and paid that on time every time, along with your phone bill, on time every time, for 12+ months, and tried again, they would see a picture of someone much more responsible and credit worthy

mbodie18

Hi guys,just need a bit if advice,i recently applied for finance for an ipad with barclays,they said i was accepted,sent me my password and that and said to sign the credit agreement and send it to them,my page closed down so how do i get a copy ofthe agreement up to print? Thanks xx

OffRoadOnly

mbodie18 wrote: »

Hi guys,just need a bit if advice,i recently applied for finance for an ipad with barclays,they said i was accepted,sent me my password and that and said to sign the credit agreement and send it to them,my page closed down so how do i get a copy ofthe agreement up to print? Thanks xx

Have you checked your email address?

If not try calling apple on 0800 048 0408

Fruit_and_Nut_Case

mbodie18 wrote: »

Hi guys,just need a bit if advice,i recently applied for finance for an ipad with barclays,they said i was accepted,sent me my password and that and said to sign the credit agreement and send it to them,my page closed down so how do i get a copy ofthe agreement up to print? Thanks xx

OffRoadOnly wrote: »

Have you checked your email address?

If not try calling apple on 0800 048 0408

Except it was Barclays, not Apple.

OffRoadOnly

Fruit_and_Nut_Case wrote: »

Except it was Barclays, not Apple.

Yes i know that but apple will give you the correct number for Barclays.

neilderby37

Try calling Barclays Partner Finance on 0844 811 9000. I used this number to chase up my application (I was declined myself, but fortunately my Bank allowed me to have a credit card with 0% so I bought mine that way.)