Apple Finance?

oceanscape

Has anyone used Apple Finance before?

How strict are they with the credit checking?

Thanks!

Sorry if this is wrong board....

ElkyElky

I'm interested to know this aswell :j

LeeSouthEast

I'll bite. I'd be interested in the answer three!

seeya23

finance by Barclays not easy

*Finance Application Criteria
To apply for finance with Barclays Partner Finance you must meet the following criteria:
You must be over 18 years of age.
You must be a permanent UK resident.
You must be in full time employment, unless retired or with a spouse in full time employment.
You must have a UK bank account capable of accepting Direct Debits.
Your must be able to submit your phone number.
The goods must be delivered to your home address.
The minimum order is £500.

debtdestroyer007

i got accepted for a mac 2 months ago....... they searched equifax in my case. i had no late payments but 2 searches in the last 6 months .

although all my cards were maxed out....

i am pretty certain as there criteria would be different to other members of the barclays group.

for eg: barclaycard seem to be refusing a lot of applications and cutting down limits. in my case i requested an increase of limit which they refused recently..
however barclays bank in the mean time have a pre approved offer for a 10k loan in my internet banking session.

its all so freakin confusing....................

sinar

I've just received my new mac today, I bought it using the 10 months 0% option on the Apple website.

I don't know what my credit score is as I've never checked, but I do have a few credit cards with balances on them, and have a fairly low income so I can't imagine that my credit score is great, I have never missed any payments though, and always pay well over the minimum payment.

Julie

oceanscape

I was declined :eek:

No reason given.

Never usually declined for credit, so a bit of a shock. Credit report seems fine - never missed a payment or anything. Oh well.

Rose123

I wanted to get finance on a mac laptop next year as well so this is worth knowing!!!

BenS1

Well I just applied for a Mac Laptop, just because my OH's credit score has been hit alot lately (bank change, new phone contract- 5 credit checks). I felt abit uneasy about this as I got a default from mid 2006, but I have been provisionally accepted :j

Well shocked, so I googled about it and that's how I found this thread.

gazfocus

BenS1 wrote: »

Well I just applied for a Mac Laptop, just because my OH's credit score has been hit alot lately (bank change, new phone contract- 5 credit checks). I felt abit uneasy about this as I got a default from mid 2006, but I have been provisionally accepted :j

Well shocked, so I googled about it and that's how I found this thread.

would be good to know if you get accepted or not as I have a default from 2006 also.

INT1

Do Apple offer 0% finance?