Apple Finance?

sinar

INT1 wrote: »

Do Apple offer 0% finance?

They are doing 6 months 0% on iPhones at the moment, everything else is "Typical 14.9%" at the moment.

INT1

Ok thanks, I need a new Mac book

emmajayne1982

Can I ask anyone who has been 'provisionally accepted' did you then go on and get accepted?
We have just been provisionally accepted but not sure what happens next? Did they call?

Thanks!

StandFree1903

My mum has been provsionally accepted too, what happens now as she has never had this before.

kev.s

think i'd rather just save if i wanted one, to easy to get finance, which is why so many people are in debt living outwith their means

todders_2

For my first post i `d thought i would give an update to the process of finance with apple. I ordered a mac book pro 2011 last night online with them at about 21.45pm i was provisionally accepted at that time. I then received a phone call from Barclays finance at 09.15am the following morning to confirm a few security details as in passwords,date of birth and confirmation of address.

The lady on the phone then said these were security details that the underwriters needed before considering my application. She then stated i would receive an email within 20 minutes with a decision. After about five minutes two emails arrived one stating a decision had been made with a link to the website so i could view it and the other email which was a password to access this link.

My application was accepted and i then needed to download and print the agreement and send it off to Barclays which was a freepost address. If you haven`t got a printer their is a link to have a copy posted to you. All very efficent so far i will update this post with the length of time it takes to process the order when it all arrives. I hope this is helpful in some way and helps with the understanding of the process.

hypod

Thanks, todders.

Yes, that's really helpful.

I placed an order with Apple on Sunday night at about 9 o' clock, applying to pay by finance. I was provisionally accepted and 20 minutes later received the "Order Acknowledgement" e-mail. That was three days ago and nothing has happened: no e-mail, no security questions, no phone call. I meet all of the criteria for Barclays finance listed by seeya23 above but my credit history is not the best, (not the worst either, but bad enough to make me worry about being declined). I have looked all over on the Apple website and it doesn't tell me anything about the timescale between placing the order and receiving confirmation about approval or decline for finance - it only gives general timescales for what happens after that point - so I haven't known whether I've been approved and am just waiting for documents to arrive in the post or whether I've been declined and they haven't notified me, or what. I checked my spam folder to see whether I missed a reply, but nothing.

I'm glad you posted here because the fact that you received a phone call from them the next day tells me that there's something wrong and I need to phone them. I'll do that now.

Thanks, again.

H

hypod

I've just got off the phone with Apple, who phoned through to Barclays for me. It seems my application was indeed declined and they simply didn't let me know, so I have waited for two days longer than necessary.

I hope this is helpful to others who have been left wondering. Todder's experience suggests that they are quick to reply when an application is successful. If it goes on for a couple of days and you hear nothing, it is possible that you have been declined and not notified, so phone them just to check.

H

todders_2

Hi Hypod sorry to hear you were declined and it seems they should have least contacted you by email or phone to confirm either way. I have`t received any order acknowlegement from apple whatsoever yet by email or post but my order display as under review still. The process seems to vary from person to person with little consistency. Thanks for your kind words about my post and glad it helped you in some way even if it wasn`t the outcome you wanted.

born_free_3

I just noticed this thread. I was going to purchase outright when I noticed they offered 0% financing, so I took up the offer. I did not hear anything back. I phoned after a few weeks and was told I had been declined and I would have to write in and ask if I wanted a reason. I did write (twice) and then phoned and eventually got a response. It was a stock response rather than explaining why I was refused. I have never been declined a credit card or other form of credit and, having again checked my credit rating just in case, it is in the "excellent" range. I really, really don't understand why I was refused. I am going to write again...