In bed with my creditor ...

mrscmr

Hi Raini

hope you dont mind me popping in.
well done on starting your diary... im new to all this diary business myself but it does keep me focusd.

I can highly recommend the ebaying ... i was a shopaholic - but now reformed! i have so much stuff to sell. there is a great thread on here which is the ebay 10 a day challenge http://forums.moneysavingexpert.com/showthread.html?t=1211517 there are great people on there to motivate you.

wishing u luck on your journey
mrscmrxx

helnag

Raini wrote: »

Hi Helnag, Glad I'm not alone!! I just wish it was this time next year & I did manage to pay it all back!! So impatient! :rolleyes:

Same here, I'm constantly itching to pay stuff off and feel so fed up in between pay days. Still, looking on the bright side I used to be itching to spend it. I'm just glad my obsession has changed from spending money to getting debt free and saving...roll on next year for us both!! xx

Raini

Hello Mrscmr, You're more than welcome & thanks for the post, it helps me to think people are "watching" my progress IYKWIM! Although that has made me drag my feet a little with joining the challenges. I know I should & in my own way I am setting myself challenges but I need a little more faith in myself until I can "pledge" anything!

Helnag I was just the same!! Here's to next year!! :beer:

mrscmr

join in the ebay challenge... some days we dont list anything then we have a complete listing frenzy... also good for advice too.

xx

Raini

OK Mrscmr maybe tomorrow I will be brave - honest! Just put 5 things on ebay so feeling braver already! Can't wait to get up tomorrow & play with my spreadsheets!! :rotfl:

Night all x

Raini

Isn't the weather gorgeous!! :j I love it when the weather's so good!

Well, checked my online banking & not sure that I've been paid properly, I was expecting to be paid for one shift but I didn't get as much as I thought. Will have to wait until I can get my payslip but should be able to get that tomorrow as I'm doing an extra shift. Action plan for this week:

1. Check internet banking
2. Move money into savings
3. Update spreadsheets
4. Update signature
5. Update ticker
6. Complete joint bills spreadsheet
7. Put washing away
8. Put washing on & hang outside
9. Do meal plan & shopping list
10. Do shopping
11. Collect LB's parcel
12. Join ebay challenge
13. Join grocery challenge
14. List 10 things on ebay
15. List 10 books on Amazon
16. Do "To Do List" of jobs for house & garden
17. Do "To Do List" for weekend

Blimely! Guess I'd better start!! Have a lovely day all!

Raini

Raini wrote: »

1. [STRIKE]Check internet banking[/STRIKE]
2. [STRIKE]Move money into savings[/STRIKE]
3. [STRIKE]Update spreadsheets[/STRIKE]
4. [STRIKE]Update signature[/STRIKE]
5. Update ticker Will have to do this at work as I don't think it's compatible with the mac
   
6. Complete joint bills spreadsheet
7. Put washing away
8. Put washing on & hang outside
9. Do meal plan & shopping list
10. Do shopping
11. Collect LB's parcel
12. Join ebay challenge
13. Join grocery challenge
14. List 10 things on ebay
15. List 10 books on Amazon
16. Do "To Do List" of jobs for house & garden
17. Do "To Do List" for weekend

On with the rest then ...

Raini

Raini wrote: »

1. [STRIKE]Check internet banking[/STRIKE]
2. [STRIKE]Move money into savings[/STRIKE]
3. [STRIKE]Update spreadsheets[/STRIKE]
4. [STRIKE]Update signature[/STRIKE]
5. Update ticker To do at work
   
6. [STRIKE]Complete joint bills spreadsheet[/STRIKE]
7. Put washing away
8. [STRIKE]Put washing on[/STRIKE] [STRIKE]& hang outside[/STRIKE]
9. [STRIKE]Do meal plan & shopping list[/STRIKE]
10. [STRIKE]Do shopping[/STRIKE] Only spent £29.77! I budget for £30. Though I did for forget the washing up liquid & we will have to get bread on Sunday. However, I also bought dinner for tonight at a friends (we go every Friday & one week we get dinner then next week pud) which cost £6.54 :eek:. But actually less than normal!!
11. [STRIKE]Collect LB's parcel[/STRIKE]
12. [STRIKE]Join ebay challenge[/STRIKE] 30 per week!
13. [STRIKE]Join grocery challenge[/STRIKE] £120 in June
14. [STRIKE]List 10 things on ebay[/STRIKE]
15. List 10 books on Amazon
16. Do "To Do List" of jobs for house & garden
17. Do "To Do List" for weekend

Must get off the pooter!

Raini

Hasn't it been a glorious weekend!!

Was good on Friday & got a fair amount of my list done but also some cleaning. Went to s friend's house on Friday evening & some how when I looked at the clock it said 1:30 am!!! Didn't get into bed until about 2:30 & then had to get up at 5:45! :eek: To say I was shattered is an understatement!! Did an early shift at work on Saturday & again this morning. When I got home yesterday which was after 3pm I was so tired & warn out that I had a little row with the LB & was crying quite hard for a lot of yesterday!! Poor me! Think a lot was left over from the olds visiting but I talked to the LB & we made up :kisses3:he also bought me pizza :D

However, being so tired has meant that I haven't got my ebay stuff done ...
Next week isn't going to be great for debt busting either as I will probably have to work late most days & on Friday we are going for a long weekend to Norfolk with some friends & their two little ones. Looking forward to the break but it means that I probably won't have time to do ebay & I can't do any extra shifts! But the LB is paying for the weekend so it's not all bad!!

Going to get some affection of the LB now as I'm pretty knackered!!

mrscmr

evening raini
wow your list is so impressive. i like lists too but somehow dont always get round to writing them down - just sometimes do them in my head and get scared!

have a great week and try to list on ebay - i know its hard but just a couple of things a day will help.
x