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Help With Student Loans - HERE!

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  • I need help and urgently. I am an EU student and have a child on my own and SFE has refused a full maintenance support. My university has classified me as a home student and UKCISA adviser said I am eligible for home student funding.But today SFE send me a letter saying that I do not fulfill the residency requirement of 3 years.
    Here is my situation. My family has emigrated to UK in 2007 and in June 2011 I joined them. I was in the UK until October 2012. I then on went to to study full-time in Italy (not my home country) until I rejoined my family in the UK in December 2014, when I dropped out of my chosen course in Italy. I have been living in the UK since. I was trying to prove that my full time education abroad did not break my ordinary residence in England and can be classfied as a temporary absence. I have shown them my flights confirmations showing family visits and UK bank statements for all of the above period. I have been told that according to Education Fees and Awards, which defines who is a home student, I am eligible for full funding. Was I told wrong? How should I appeal against this decision. Do you think I have a chance in my appeal?
    Will be grateful for any help.
    Anna:(
  • Good afternoon
    My son is off to university in September and has applied for the his loan but it doesn't seem to cover the cost of his accommodation! Is there anymore that we can apply for? Both my husband and I work so probably won't get much but it all helps!
    Thanks
  • Froggitt
    Froggitt Posts: 5,904 Forumite
    Nope. They expect you to stump up another five grand or so.
    illegitimi non carborundum
  • Hi there,

    Apologies if I posted in the wrong place but my eldest is due to start Uni in Sept 2016 and we're a little confused about the amount of maintenance loan he could receive.

    As I run my own business (technically I am an employee of a limited company) my fixed monthly salary is low but we receive a dividend at the end of the financial year which varies depending on how profitable the company is.

    Does the loan only look at my salary via PAYE or my total income?

    Thanks in advance

    HH
  • silvercar
    silvercar Posts: 49,523 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Name Dropper
    Hi there,

    Apologies if I posted in the wrong place but my eldest is due to start Uni in Sept 2016 and we're a little confused about the amount of maintenance loan he could receive.

    As I run my own business (technically I am an employee of a limited company) my fixed monthly salary is low but we receive a dividend at the end of the financial year which varies depending on how profitable the company is.

    Does the loan only look at my salary via PAYE or my total income?

    Thanks in advance

    HH

    It looks at your total income. From memory, your eldest would be applying early 2016 and that would be based on your income for 2014-15. So if there are options to reduce your income in that year you could have a lower income to suit. But the following year it could all come back to bite you, if you take more to compensate for the low income year.
    I'm a Forum Ambassador on the housing, mortgages & student money saving boards. I volunteer to help get your forum questions answered and keep the forum running smoothly. Forum Ambassadors are not moderators and don't read every post. If you spot an illegal or inappropriate post then please report it to forumteam@moneysavingexpert.com (it's not part of my role to deal with this). Any views are mine and not the official line of MoneySavingExpert.com.
  • Froggitt
    Froggitt Posts: 5,904 Forumite
    .........and you will want to extract all you can from the company this year before the Dividend Tax comes in.
    illegitimi non carborundum
  • Fizzipop
    Fizzipop Posts: 21 Forumite
    Hi do you have any knowledge of the 24+Advance Learning Loan?


    I am on a level 4 diploma course which my college say is not eligible however another college also offering the same level course in the same subject (courses are not identical) but they ARE offering the 24+ loan.


    Is it the decision of the college as to whether the course is eligible or is it because of other criteria??


    Any help appreciated


    Celia
  • Hi SLC Worker!

    I was wondering if you could help? I believe my case may be a little complicated.

    During 2008-2010 I studied Mental Health Nursing but left the course to having a diagnosis of anxiety/depression.

    I have since applied and have been accepted for Social Work. When I initially contacted Student Finance I was informed that because I had previously studied, they would finance by second and third year but not my first, I was advised to send evidence to my Local Authority under Compelling Personal Reasons to verify the reason for studying - this was completed and my evidence was accepted and I began my studies. Unfortunately I cannot remember how many years I was awarded for. During my second year, my Dad became ill and was unable to work - he has a dissection of his aneurysm - this meant that I had to repeat my second year which was funded my the SF, but I have just received a reply to state that they are refusing to provide tuition fee support for my third and final year? Please could you advice me.

    Many thanks.
  • Sorry, I forgot to add that I contacted SF last year as I was wondering if I had enough support for me to complete my course and they informed me that I had two years funding left, therefore I re-enrolled as I thought that at that point I would need to leave the course.
  • Hi, I wonder if anyone can help me please? Going to the Open university open day in a few weeks and hopefully they can confirm then, but I'd like to know sooner for my own sanity in case I'm chasing the proverbial goose.


    I took out a student loan in 2001 and graduated with a BA Hons in 2004.


    I now wish to do another degree and should be eligible for the new government initiative which allows tuition fee loan applications from people wishing to study computer science/technology/engineering undergraduate qualifications part time.


    My rational brain tells me that this extra loan will get added to my existing student finance (albeit with a different rate of interest) and I shouldn't have to pay extra per month on top of what I'm already paying (9% of earnings over ~17K). It'll just take longer to pay off.


    I'm having trouble Googling, probably because I'm using the wrong terms and the SLC website doesn't appear to have an FAQ.


    Any advice greatly appreciated.
    Trying to remain free of unsecured debt and build up some savings.

    Have done CeFA and CeMAP exams but no longer regulated.
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