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Credit Reference Agencies - Really Use Who UPDATE II

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  • revolu
    revolu Posts: 84 Forumite
    Tenth Anniversary Combo Breaker
    Nice Thread, hope to come back in few weeks with more experian, Equifax, and callcredit info, meantime sign this guys ttp://petitions.number10.gov.uk/CreditRA/

    2009 experian searches

    Black horse Personal loan
    Lloyds tsb Bank Personal loan
    UCC Real Personal Personal loan
    VodaPhone Ltd Utlities
    Alliance and Leic Personal Loan

    2008 experian searches

    Vanquis Bank Credit card
    Welcome finance secured loan
    Express gifts directmail order
    MBNA Europe Creditcard
    Camelot group plc unrecorded enq
    The world is full of usury.

    Use microsoft excel to write down all money in and all money out.
    ! Take Control !
    http://www.unicef.org.uk/
  • System
    System Posts: 178,351 Community Admin
    10,000 Posts Photogenic Name Dropper
    revolu wrote: »
    Nice Thread, hope to come back in few weeks with more experian, Equifax, and callcredit info, meantime sign this guys ttp://petitions.number10.gov.uk/CreditRA/

    2009 experian searches

    Black horse Personal loan
    Lloyds tsb Bank Personal loan
    UCC Real Personal Personal loan
    VodaPhone Ltd Utlities
    Alliance and Leic Personal Loan

    2008 experian searches

    Vanquis Bank Credit card
    Welcome finance secured loan
    Express gifts directmail order
    MBNA Europe Creditcard
    Camelot group plc unrecorded enq

    Thanks for all this info, have updated it on this thread:

    http://forums.moneysavingexpert.com/showthread.html?p=12504513#post12504513

    Regards
    UNDERGROUND :D
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Adding to subscribed threads :D
  • craigers
    craigers Posts: 27 Forumite
    Part of the Furniture
    Clydesdale only search Experian for their loans, from what I can see, application in Feb 2009.

    Would it be possible to mark beside each institution in the list the date any change was reported?
  • Hi there,

    I am hoping to make an application for a Vanquis card soon but am hoping to find out which of the three credit reference agncies they use so I can double check they have my electoral roll info. correct.

    Can anyone help?

    :rotfl::rotfl::rotfl::rotfl:
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hi there,

    I am hoping to make an application for a Vanquis card soon but am hoping to find out which of the three credit reference agncies they use so I can double check they have my electoral roll info. correct.

    Can anyone help?

    :rotfl::rotfl::rotfl::rotfl:

    They search Experian.
  • stella2009
    stella2009 Posts: 278 Forumite
    Guys

    Anyone know who M&S and John Lewis are currently using for credit card application searches???
  • stephane_2
    stephane_2 Posts: 3,076 Forumite
    stella2009 wrote: »
    Guys

    Anyone know who M&S and John Lewis are currently using for credit card application searches???

    Experian for both (HSBC)
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    stephane wrote: »
    Experian for both (HSBC)

    Wasn't there something that said that JLP used Equifax.... i'll try and find linky :D:D

    edit - original thread here: http://forums.moneysavingexpert.com/showthread.html?t=1033817


    The above is the latest version of this:
    HSBC (incl. First Direct, M&S, The GM Card)
    Search: EX, CC (EQ for John Lewis Card)
    Report: EX, EQ, CC
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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