Credit Reference Agencies - Really Use Who UPDATE II

thecableguy12

my argos store card are reporting to EX but not yet EQ i think it will filter through to EQ Soon can this be updated thanx:money:

savagej

Does anyone know which agency will be checked for a Santander Credit Card? Either the Zero or other one on the Abbey website.

never-in-doubt

savagej wrote: »

Does anyone know which agency will be checked for a Santander Credit Card? Either the Zero or other one on the Abbey website.

Experian mate but save your time they are garbage - best do it in branch for better service. :beer:

savagej

If I was going to apply it would be in a branch with my Passport, but I will look around for a better bank. I called the BOI today just to make sure I can have a card being on the "mainland" and they said it is fine and to go ahead and apply on line.

never-in-doubt

savagej wrote: »

If I was going to apply it would be in a branch with my Passport, but I will look around for a better bank. I called the BOI today just to make sure I can have a card being on the "mainland" and they said it is fine and to go ahead and apply on line.

BOI are hard to get though, bear that in mind..... a couple on here (me included) had to appeal before getting such luxuries

But boy is the gold card smart even though its black.....

savagej

Thanks again, I might just wait it out for a bit and see how my finance go. I do not really need the credit it is for the green 0's. I have a current account, a credit card and just got a contract usb modem connection. So this will all help build it up. Also I need to get on the electoral roll.

never-in-doubt

savagej wrote: »

Thanks again, I might just wait it out for a bit and see how my finance go. I do not really need the credit it is for the green 0's. I have a current account, a credit card and just got a contract usb modem connection. So this will all help build it up. Also I need to get on the electoral roll.

Mate do not apply to BOI if you're not on E/R - they will auto decline and cannot win on appeal. Same as Post Office, they are notoriously hard if you don't appear on the E/R....

I'm surprised you have what you have without being on it lol

ElkyElky

never-in-doubt wrote: »

Mate do not apply to BOI if you're not on E/R - they will auto decline and cannot win on appeal. Same as Post Office, they are notoriously hard if you don't appear on the E/R....

I'm surprised you have what you have without being on it lol

How long does it take for your E/R status to be updated on your credit file? I registered about 2 weeks ago.

never-in-doubt

ElkyElky wrote: »

How long does it take for your E/R status to be updated on your credit file? I registered about 2 weeks ago.

Hi matey - can take a month or so but you can chase them - its updated on the rolling register so will be done by August.... :beer:

vintea

Hello,
Does anyone know which reference agency Co-operative bank use. Intend to apply for career development loan.

Thnaks