Credit Reference Agencies - Really Use Who UPDATE II

never-in-doubt

Experian primarily but also Equifax as a back-up if they don't get the exact info from Experian.

kilasuit

never-in-doubt wrote: »

Hi matey - can take a month or so but you can chase them - its updated on the rolling register so will be done by August.... :beer:

no so true

in my case i waited almost 3 months from registering to being shown as on the E/R
thou that was with equifax and im still not listed with call credit

Experian OTOH were quite quick to show me as registered

System

Last updated 14/05/09 - has noah given up on this?

If so I'll take it over again....

UNDERGROUND

EDIT: I'm taking this thread back over - it's too useful to be neglected.

***** PLEASE POST ANY FURTHER UPDATES / QUERIES HERE: *****

https://forums.moneysavingexpert.com/discussion/2419785

Regards

UNDERGROUND

System

ANY FURTHER QUERIES / UPDATES TO THE FOLLOWING THREAD

https://forums.moneysavingexpert.com/discussion/2419785


Regards
UNDERGROUND

never-in-doubt

kilasuit wrote: »

no so true

in my case i waited almost 3 months from registering to being shown as on the E/R
thou that was with equifax and im still not listed with call credit

Experian OTOH were quite quick to show me as registered

It is true mate - at the end of the day you can chase them and it happens straight away. The rolling register is a monthly update, if the CRA's don't do it then really it is for you to chase up.

Regards CallCredit, really don't worry cos nobody uses them for main searches now, that monument stopped issuing cards.

never-in-doubt

UNDERGROUND wrote: »

ANY FURTHER QUERIES / UPDATES TO THE FOLLOWING THREAD

http://forums.moneysavingexpert.com/showthread.html?t=1033817


Regards
UNDERGROUND

That's a little harsh mate. I think you're bang out of order coming back after you were last here 2 months ago, trying to dictate that we dump this thread in favour of the original longer, harder to find thread just cos Noah has been away for 6 weeks! Hasn't he just had a kid?

This thread is less pages long and easier to navigate and so personally i'll be sticking to this one keeping it alive, until at least Noah comes back and relinquishes the reins himself.

I have posted my thoughts on it here: #6351

ElkyElky

never-in-doubt wrote: »

That's a little harsh mate. I think you're bang out of order coming back after you were last here 2 months ago, trying to dictate that we dump this thread in favour of the original longer, harder to find thread just cos Noah has been away for 6 weeks!

This thread is less pages long and easier to navigate and so personally i'll be sticking to this one keeping it alive, until at least Noah comes back and relinquishes the reins himself.

I have posted my thoughts on it here: #6351

Couldn't agree more. I for one will continue to use this thread.

System

never-in-doubt wrote: »

That's a little harsh mate. I think you're bang out of order coming back after you were last here 2 months ago, trying to dictate that we dump this thread in favour of the original longer, harder to find thread just cos Noah has been away for 6 weeks! Hasn't he just had a kid?

This thread is less pages long and easier to navigate and so personally i'll be sticking to this one keeping it alive, until at least Noah comes back and relinquishes the reins himself.

I have posted my thoughts on it here: #6351

Ah the illustrious n-i-d,

One of the reasons I said to noah to take over the CRA thread was that I knew I wouldn't be on for a while and wouldn't be able to keep it up to date, unfortunately the thread has been left unrefreshed for over 2 months so I don't think it's 'harsh' to take it back over since I put in a fair amount of work to start and maintain it in the first place. I'm not prepared to let it go to pot.

I'm not dictating anything, you can do as you like! As for being easier to navigate, I'm not quite with you since all the useful data is on post #1 which is where the majority of people needing such data will head straight to.

Forum users are free to visit whichever thread they choose, but should be aware that this thread may well go out of date because it is not being maintained.

Regards
UNDERGROUND

System

ElkyElky wrote: »

Couldn't agree more. I for one will continue to use this thread.

You takes yer choice! :rolleyes:

UNDERGROUND

Emid_3

I've just spoken to Co-op mortgages on the phone, asking outright which CRA they search for applications.

The answer was Experian.

The lady also mentioned that they will not accept CCJs or Bankruptcies though.

HTH
Emily.