Sub Prime Credit Thread Part III

PARIS_5000

fairmorn308 wrote: »

whats the problem? have you tryed switching the ipod off?

It works great but you can only pause music because there is no stop button.

Its the new 8 GB touch.

ElkyElky

PARIS_5000 wrote: »

It works great but you can only pause music because there is no stop button.

Its the new 8 GB touch.

Pause is the new stop. With iPods, there is no stop button. They figured, because pause does the same thing as stop, there is no point having both buttons.

PARIS_5000

That great thank you for your help.

selecta_c

Closed my Cap One classic account today,been meaning too get rid of it for a while as its served its purpose and limit was a bit low.Think the APR increase spurred me on though.

joel10873

checked both mine and OH credit reports yesterday, i am at 374 he is at 394, bankruptcy not showing anymore all credit accounts running ok (next directory and 02) had two credit checks in last 6 months one for a sofa (accepted) the other to install bt line in new house. Only been at this address since july so dont think that helping score much

what is the likelihood of getting a mainstream credit card?? is anyone more leniant than anyone else??

grateful for opinions

Em x

forgot to say OH has a defualt on an account 05/05 satisfied 06/05

also is there a website that shows criteria for different cards e.g income and employment requirements??

just_about

Received my letter from cap 1 today, increased my apr from 30.1% to 39.9% , am tempted now to close the account and wait a bit and then apply for their progress mastercard However am wondering how much higher is the criteria for that compared to their classic visa card

fairmorn308

good morning troops

Am the happiest about as am heading home from norway been here for last 28days i cant wait :D:D

Innocent_Guy

selecta_c wrote: »

Closed my Cap One classic account today,been meaning too get rid of it for a while as its served its purpose and limit was a bit low.Think the APR increase spurred me on though.

Well done, having another settled account will improve your credit score.

Innocent_Guy

joel10873 wrote: »

checked both mine and OH credit reports yesterday, i am at 374 he is at 394, bankruptcy not showing anymore all credit accounts running ok (next directory and 02) had two credit checks in last 6 months one for a sofa (accepted) the other to install bt line in new house. Only been at this address since july so dont think that helping score much

what is the likelihood of getting a mainstream credit card?? is anyone more leniant than anyone else??

grateful for opinions

Em x

forgot to say OH has a defualt on an account 05/05 satisfied 06/05

also is there a website that shows criteria for different cards e.g income and employment requirements??

Hi there,

Are you and your partner financially linked? I ask because a default is very bad news.....

If you want to go mainstream try https://letmechoose.barclaycard.co.uk/ this will let you know the likelyhood of you being accepted for a barclaycard. It will carry out a soft search on your callcredit file and base its decsion on that.

Good luck and let us know how you get on

Innocent_Guy

fairmorn308 wrote: »

good morning troops

Am the happiest about as am heading home from norway been here for last 28days i cant wait :D:D

Congrats mate! Faimorn what exactly is your line of work? You seem to be jetting all over the place...