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Sub Prime Credit Thread Part III
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Yes, I went on a application spree trying get better cards, accounts and loans but messed up my credit in the process.90 searches?! Just wondering.. why so many? :eek:
Do you like toying with lenders just as NID does? With his infinite number of searches and a credit report so big, it requires a fork lift truck to deliver it? :rotfl:Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0 -
Yes, I went on a application spree trying get better cards, accounts and loans but messed up my credit in the process.
Ouch. At least you won't have long to wait until they all drop off. A year goes so quickly these days.We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com0 -
Right
I just check my experian credit file and its showing that my current credit card with capital one has vanished but the account with the so called default is still on my account. I then logged into my capital one account and it still looks active enough.
What you think i should do?
Also they added another linked address cause i just moved home aswell and updated my account online. Does have linked addresses affect your chances? cause i last moved around 7 years ago and still have the linked addresses on there cause i had lived there for under 3 years.0 -
All! I have just been accepted for Capital One!!!
Brilliant! Thats two new shiny credit cards on the way!Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Innocent_Guy wrote: »All! I have just been accepted for Capital One!!!
Brilliant! Thats two new shiny credit cards on the way!
Well done :beer: I'm chuffed too as Very gave me an account yesterday after previously refusing me :j0 -
Well done, I have got a very account however no increases yet!digitalphase wrote: »Well done :beer: I'm chuffed too as Very gave me an account yesterday after previously refusing me :jBank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
I take it the SOS thing is out the window?
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Hi Mate,fairmorn308 wrote: »Right
I just check my experian credit file and its showing that my current credit card with capital one has vanished but the account with the so called default is still on my account. I then logged into my capital one account and it still looks active enough.
What you think i should do?
Also they added another linked address cause i just moved home aswell and updated my account online. Does have linked addresses affect your chances? cause i last moved around 7 years ago and still have the linked addresses on there cause i had lived there for under 3 years.
If you have changed the address with the credit provider and not updated your CRA file ( i.e tell experian to add the new address to your online report) this will not show. My OH had linked addresses and until she entered the address information into her personal details the data didn't show....Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100 -
Where is Sutton?Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.0
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Well not reallyI take it the SOS thing is out the window?
Basically, I heard a rumour that the Aqua card will soon not be accepting new applicants so thought that I better apply why its still available. Once accepted for this it triggered me to apply for Cap1 :eek:
Oh well I am now on my 6 months sabbatical again! I don't think I did too badly.. I think I lasted 4-5 months?Bank Accounts - Barlcays Premier[/B] - £1000 o/d, HSBC - £200 o/d- First Direct - £500
Credit Cards - Barclaycard £2000 - Silver Card £1300 - Flybe £7500 - HSBC £1000 - First Direct £2500 First Direct Gold £3000
6 credit accounts closed in 2010!
Official SOS Club number 001 - Dry until 01.07.100
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