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Sub Prime Credit Thread Part III

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  • robbo990
    robbo990 Posts: 176 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Got an increase on my Capital One today - from £500 to £1000
    Official SOS Club number 004 - Dry until (05.01.10)
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    robbo990 wrote: »
    Got an increase on my Capital One today - from £500 to £1000

    Well done mate :beer:
  • Joeler
    Joeler Posts: 179 Forumite
    robbo990 wrote: »
    Got an increase on my Capital One today - from £500 to £1000

    Is that on the fourth statement? Mine's coming up soon...
  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    One of my credit cards (BOS) isn't reporting on my Experian credit file. The statements I receive for it doesn't have my flat number in the address line, so I assume this is why. I'm going to check my Equifax file next week to see if it's reporting on there.

    Is it a good thing that it's not showing up on my file or a bad thing?

    I'm thinking it's a good thing because it's not counting towards my available credit???
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • robbo990
    robbo990 Posts: 176 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Joeler wrote: »
    Is that on the fourth statement? Mine's coming up soon...

    Yeah 4th statement:j
    Official SOS Club number 004 - Dry until (05.01.10)
  • PROLIANT
    PROLIANT Posts: 6,396 Forumite
    1,000 Posts Combo Breaker
    ElkyElky wrote: »
    One of my credit cards (BOS) isn't reporting on my Experian credit file. The statements I receive for it doesn't have my flat number in the address line, so I assume this is why. I'm going to check my Equifax file next week to see if it's reporting on there.

    Is it a good thing that it's not showing up on my file or a bad thing?

    I'm thinking it's a good thing because it's not counting towards my available credit???
    If I were you I would ask that they correct it, I know it will count towards your available credit but having it showing is not really that bad as it will only strengthen your history.
    Since when has the world of computer software design been about what people want? This is a simple question of evolution. The day is quickly coming when every knee will bow down to a silicon fist, and you will all beg your binary gods for mercy.
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    evening

    Hows everyone? any plans for weekend?
  • cifpower
    cifpower Posts: 6,502 Forumite
    Feeling a bit low today and very tired. OTOH, Vanquis statement due soon so hoping for a limit bump - am due one on my Ulster Bank too :D
  • fairmorn308
    fairmorn308 Posts: 1,530 Forumite
    I have been with vanquis for over a year and never had a increase
  • cifpower
    cifpower Posts: 6,502 Forumite
    fairmorn308 wrote: »
    I have been with vanquis for over a year and never had a increase
    That is extremely odd. I've had two so far.
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