Sub Prime Credit Thread Part III

Innocent_Guy

never-in-doubt wrote: »

i had one on equifax and it was separate mate.... ahhh, i'm talking paper copies which do look different to the online version remember!

Oh ok, I'm only looking online

never-in-doubt

Innocent_Guy wrote: »

Oh ok, I'm only looking online

Be clever, play the game mate! Apply for paper one, wait 10 weeks then appeal something on it and they must send you a new one. Then do the same again and you get a free report whenever you want lol....

I paid £2 to each the CRA's when I SAR'd them - never since

Innocent_Guy

Cash_Flow wrote: »

Is your statement date the 2nd of the month?

Have you recieved your directory card yet?

Mine is like the 13 - 16th I think.

You have to have the account for 6months before they send you the directory card

Innocent_Guy

never-in-doubt wrote: »

Be clever, play the game mate! Apply for paper one, wait 10 weeks then appeal something on it and they must send you a new one. Then do the same again and you get a free report whenever you want lol....

I paid £2 to each the CRA's when I SAR'd them - never since

They have offered me free paper reports because of my issue

Innocent_Guy

This is what Village said

Good Afternoon Innocent,

As discussed I will agree to removing our search on you on the Equifax credit system, As stated there client I work on behalf of have the wrong details for the subject they are trying to locate. This person as a totally different date of birth to yours and I have contacted them and asked them to remove your address's from there systems. I am in the process of generating a report as an investigation company stating the facts that they have the incorrect information.

Any problems do not hesitate to call me.

Innocent_Guy

I also have a letter from Lowells confirming the incorrect trace.

never-in-doubt

Innocent_Guy wrote: »

I also have a letter from Lowells confirming the incorrect trace.

send to CRA's who will remove there and then for you mate.....

Innocent_Guy

never-in-doubt wrote: »

send to CRA's who will remove there and then for you mate.....

Ok, will do.

TheEffect

I'm such an idiot. My iPhone has been playing up and the silent switch broke. I stupidly signed a contract today while out in town for a N97 for 24 months at £40 (though it's showing £34 on the sheet).

I got home and it dawned on me how much of an idiot i have been. Vodafones return pollicy (looking at their website) is no returns for phones purchased in store unless you dont receive a signal.

I'm going to try and go to the store tomorrow, claiming I cant receive reception in my house. If they say no, then it's £800 to end the contract (Sell phone on ebay, pay £500 from my own money).

I don't know why I did it. I'm such an idiot. This is going to be a bloody expensive lesson to learn. I'm kicking myself now, as I always buy things without thinking. I need to start acting like an 18 year old not a 12 year old.

As you can tell, I'm kicking myself now.

kadiea

TheEffect wrote: »

I'm such an idiot. My iPhone has been playing up and the silent switch broke. I stupidly signed a contract today while out in town for a N97 for 24 months at £40 (though it's showing £34 on the sheet).

I got home and it dawned on me how much of an idiot i have been. Vodafones return pollicy (looking at their website) is no returns for phones purchased in store unless you dont receive a signal.

I'm going to try and go to the store tomorrow, claiming I cant receive reception in my house. If they say no, then it's £800 to end the contract (Sell phone on ebay, pay £500 from my own money).

I don't know why I did it. I'm such an idiot. This is going to be a bloody expensive lesson to learn. I'm kicking myself now, as I always buy things without thinking. I need to start acting like an 18 year old not a 12 year old.

As you can tell, I'm kicking myself now.

Stay strong, you should be able to return the phone within the first fourteen days. Plus there will be a new line pf phones coming out soon i think november!!