My journey towards Debt Freedom!!

di3004

Hi there CWC

How are you?:A

Sorry I have not posted on your thread for a while, but hope your doing okay.;)

Have you heard anything from the council about the parking ticket yet?

Good luck with this and hope they resolve this for you.

Have not had the chance to read through all your posts, so apologies if you have already mentioned about this.

If they don't resolve this, how good is your local MP?
Just a thought, we have a good one here who have been a great help with some issues, so if you get any problems write to your MP, or maybe email or even ring lol.

Good luck and catch you later on, take care.:A;)

Di
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crapwithcash82

Hello Di!!

Nice to hear from you again! I am doing fine thanks, slowly chipping away at the debt!!

I haven't heard back from the council yet re the parking ticket, which is quite strange I think. I might write to them again and see what is happening.

On the plus side I have received the paypal money from last weeks ebay sales so will go and update my signature now. Thats coming off the credit card so hopefully that is me starting to make an impact on it!

Can't wait to be rid of it, then its on to the bigger badder debts!

di3004

crapwithcash82 wrote: »

Hello Di!!

Nice to hear from you again! I am doing fine thanks, slowly chipping away at the debt!!

I haven't heard back from the council yet re the parking ticket, which is quite strange I think. I might write to them again and see what is happening.

On the plus side I have received the paypal money from last weeks ebay sales so will go and update my signature now. Thats coming off the credit card so hopefully that is me starting to make an impact on it!

Can't wait to be rid of it, then its on to the bigger badder debts!

Hi there CWC

Well all the best with the council then, hopefully that is it and you won't here anymore, although I know you want to know where you are with this matter, good luck.;)

Good one in regards of the ebay sales :T, every penny helps :T.

I may scrape up a quid tomorrow for the lotto lol, try my luck.:D

crapwithcash82

di3004 wrote: »

Good one in regards of the ebay sales :T, every penny helps :T.

Thanks Di!! I've just transfered another £20 from Paypal which will go on the credit card too - I have a few items ending today and a most of the things I listed on Thursday last week now have watchers, some have actual bids. As you say... every penny helps!!

Scottishmummy

Hope you don't mind cwc but I have pm'd you to request your template too.

Can I ask all you ebay sellers, do you use brand new packaging/envelopes or do you reuse old ones? I haven't sold anything this year but the few things I have bought have all come in new packaging. Previous years a lot of packaging was recycled which is what i was going to do but if etiquette is to use new then I will have to buy new before i can sell anything

yukkibear

Morning cwc. Good to see that target coming down.

scottish mumy, I always reuse old packaging, why pay for new and it helps the environment.
also on the subject of the template, it's great though has opened my eyes to how much I pend on rubbish in a month which depressed me when I realised lol.
I adapted the template slightly to give me a month per page and colour coded my different spending areas as I found that helped me but the template is great many thanks.

crapwithcash82

Scottishmummy wrote: »

Hope you don't mind cwc but I have pm'd you to request your template too.

Can I ask all you ebay sellers, do you use brand new packaging/envelopes or do you reuse old ones? I haven't sold anything this year but the few things I have bought have all come in new packaging. Previous years a lot of packaging was recycled which is what i was going to do but if etiquette is to use new then I will have to buy new before i can sell anything

Hi Scottishmummy, I don't mind at all, I'm happy to help. I've emailed you the spreadsheet, so I hope it helps you!

With regards to ebay packaging, I use quite a lot of "recycled" packaging. I get quite a lot from work because we get lots of deliveries at my office so instead of chucking the packaging I re-use quite a lot of that.

As the saying goes, every little helps - towards the environment and to your pocket!

crapwithcash82

yukkibear wrote: »

Morning cwc. Good to see that target coming down.

scottish mumy, I always reuse old packaging, why pay for new and it helps the environment.
also on the subject of the template, it's great though has opened my eyes to how much I pend on rubbish in a month which depressed me when I realised lol.
I adapted the template slightly to give me a month per page and colour coded my different spending areas as I found that helped me but the template is great many thanks.

Morning Yukkibear!

I see your target is coming down too - well done! It won't be long and it will be below £2k!!

Glad to hear the spreadsheet was helpful, its a good starting point for tweaking it to how you want to see things. I like your idea of colour coding different spending, I might try that to see if it helps me too!

Raini

Hello :hello:

Just caught up & aren't you doing well. All that chipping away & ebay selling & you'll be DF before you know it! Well sone you :T x

crapwithcash82

Raini wrote: »

Hello :hello:

Just caught up & aren't you doing well. All that chipping away & ebay selling & you'll be DF before you know it! Well sone you :T x

Thanks Raini, I hope so!!

Have some more ebay things to list tonight so hopefully will get a few more sales!

I got a letter today from Egg about my loan with a loan statement so that was the last creditor I had to hear back from. Got the set up in my internet banking, so quite looking forward to pay day this month so that I can pay my creditors directly and by myself! :j

Not that I didn't look forward to pay day before, but you know what I mean!!