My journey towards Debt Freedom!!

Raini

Evening CWC,

Aren't you doing well!! :T Hope you're feeling very proud of yourself!! x

crapwithcash82

Morning Peeps!

Thanks for your comments guys, I’m on a mission with the ebay stuff scottishmummy!! If you’re having a “declutter” you could always incorporate it into an ebay session? I’ve just been going through cupboards and drawers and finding bits and pieces to list, and if I get even 99p for them, then great!!

Thanks for that Raini – I do get days when I am totally fed up of all the trying to find extra ways of getting extra money for this but I’m getting there.

I’ve just paid another £30 off my next account this morning, I thought the balance was £69.42 but I’ve checked and its actually £73.96!! I guess this must be their interest charges or whatever, it doesn’t give you a statement online just a summary. This is my incentive to blitz it this week – that £4ish for absolutely nothing!! :mad:

I was also checking my spreadsheet against my bank account this morning and this company called Action Photo have taken £29.55 off my account on the 28th of May – for an order I CANCELLED with them on the 13th March!! :mad: Have sent an email asking them to refund me immediately as that could have pretty much been the Next Account blitzed with that money. Will keep you posted as to the outcome.

Still haven’t heard anything back about my parking ticket letter of objection I sent, the 14 days from the date of ticket issue is this Friday so I’m not sure what I’ll do if I don’t hear back? :rolleyes: I ’m certainly not paying the £60 it will go up to after Friday if they haven’t responded!!

Anyway, enough of my moans and groans and back to work for me….. hopefully catch up with some of you later on today! :wave:

CwC xxx

Raini

Not really sure about parking tickets but could you call them & ask they suspend the amount it will go up by until after they respond to your letter? :rolleyes:

crapwithcash82

Raini wrote: »

Not really sure about parking tickets but could you call them & ask they suspend the amount it will go up by until after they respond to your letter? :rolleyes:

Hi Raini, apparently you get a further 14 days at the lower rate to pay upon receipt of reply to your objection, I'm just not sure what happens if they don't respond. I know the letter was delivered because I posted it "Signed For" so that I would know. Hopefully there will be something in the post today or tomorrow!

crapwithcash82

Okay so I've done a bit of jiggery pokery and have paid my ebay fees from my paypal which was £9.33, that left me with £18.30 in paypal so I've transferred £18 into my bank account to pay to the Next Account which will take the balance of that down to £25.96. I have some spare money left in my bank account, but I need diesel, so if I put in tonight then I can make another payment to my next account tomorrow. Almost doing a payment a day!!

Plus tomorrow is Thursday so its EBAY listing day! I might get my OH to take down another couple of boxes of baby clothes from the loft and go through them. I'm also going to put some more CD's to MusicMagpie because they've been relisted 3 times on ebay, so going to just cash them in!

Off to have my lunch now - brought my own baked potato in today - very MSE!! :money:

Raini

Look at you go!! :T I have to be honest that I'm struggling to keep my motivation this week. I just wish I didn't have to KEEP thinking about it all the time!!! Guess it'll be good to have to paid back though ... then it's the mortgage ... !!!
I thought you had to pay a fee if you take money out of Paypal for less than £50?

crapwithcash82

Raini wrote: »

Look at you go!! :T I have to be honest that I'm struggling to keep my motivation this week. I just wish I didn't have to KEEP thinking about it all the time!!! Guess it'll be good to have to paid back though ... then it's the mortgage ... !!!
I thought you had to pay a fee if you take money out of Paypal for less than £50?

I'm on a roll!! :rotfl:

I acutally thought that you had to pay a fee too for less than a £50 withdrawl, but when I did it today, there was no fee? It normally comes off the amount you are withdrawing but this time it didn't?

Anyway, back to work - I've been on MSE heaps today!!

yukkibear

Morning CWC.

I didn't have to pay fees below £50 a few weeks ago when I withdrew either for some reason. Makes it easier not having to wait for that £50 mark just to withdraw without losing more to fees.

Well done on the Next card and hope you sort out the parking ticket soon. I'm lucky enough to have never had one so can't offer advice on what to do if you don't hear back sorry.

Hope you're enjoying the sunshine.

crapwithcash82

Evening Everyone!!

Just popped on here after a marathon ebay listing!! Got loads of my daughters baby clothes on so hopefully some of them sell!!

I have aquired £100 of next vouchers, well I say aquired, I've been awarded them and haven't actually received them yet at work, but I have decided to use them to pay off the account, which will leave me £60 for a little treat to myself. I thought I might sell them but the whole point of being awarded them is as a treat, so I'm being a rebel and going to spend them on myself! :rotfl:

Got good news about the company that had charged me for the item they were supposed to have cancelled, they are sending me a cheque in the post as a refund!! So instead of that having to go onto the next account, I can now put it towards my credit card! Once the credit card is gone, I can start tackling the bigger creditors, then I'll really feel like I'm making progress!!

Well done Yukkibear, I see your signature has changed again!! :T You'll be down below £2k before you know it at this rate... keep it up!!

Off to see if I have had any views yet on any of my items, then I think I will update my signature once I've had a look at my next mini-target!

Will be back to catch up on the diaries I'm subscribed to once I have had my shower..... Bye for now! :wave:

Intergalactic_Floozie

Yukkibear, you are doing brilliantly paying that loan off! It doesn't feel like five minutes since you posted your first post about the loan!