Fresh tax year fresh diary ( i cant locate my other one) :D

Happytogetdebtfree

Hello diary land :-). For the last few days I have been doing some serious and sensible thinking (how that's possible at nearly 30 weeks pregnant is a mystery) haha. Anyway we (I) have decided in terms of baby number 2 we will try naturally and if it doesn't happen we will make our priority a house move before we look at paying for treatment. I've had a really good look at finances and we managed to get a loan with our bank to clear 3 credit cards before the interest kicks in and then the other credit card which is 0% till march 15 should be cleared by October 15 so 6 months I paying interest if I don't get a balance transfer. Once that's cleared focus for the next several months will be selling and moving. Hopefully with a natural baby 2 :-). Once we are moved and settled down financially we will look to overpay the bank loan and then the secured loan and then it will be onto overpaying the mortgage however that depends on how things work out pregnancy wise :-).

Il update my signature later

Xx

jwil

Happytogetdebtfree wrote: »

Hello diary land :-). For the last few days I have been doing some serious and sensible thinking (how that's possible at nearly 30 weeks pregnant is a mystery) haha. Anyway we (I) have decided in terms of baby number 2 we will try naturally and if it doesn't happen we will make our priority a house move before we look at paying for treatment. I've had a really good look at finances and we managed to get a loan with our bank to clear 3 credit cards before the interest kicks in and then the other credit card which is 0% till march 15 should be cleared by October 15 so 6 months I paying interest if I don't get a balance transfer. Once that's cleared focus for the next several months will be selling and moving. Hopefully with a natural baby 2 :-). Once we are moved and settled down financially we will look to overpay the bank loan and then the secured loan and then it will be onto overpaying the mortgage however that depends on how things work out pregnancy wise :-).

Il update my signature later

Xx

Great stuff Happy Sounds like things will be much easier for you, and fingers crossed you get your natural baby no 2.

Happytogetdebtfree

Thanks jwill. Do you think you will have another?? Xx

jwil

Happytogetdebtfree wrote: »

Thanks jwill. Do you think you will have another?? Xx

Hi Happy, we'd like another one. Going to stop preventing later this year rather than actively try and see what happens.

Happytogetdebtfree

Fingers crossed

jwil

Happy, is little happy here yet?

Choc-addict

Any news Happy? I log in now and again to check :-) xxx

jwil

Hope all is well Happy. Have a good Christmas

Happytogetdebtfree

Hellllllo


I have been absent for so long, motherhood was harder than I anticipated but I have made it out the other end... yes we had a healthy crying baby of 8lb 1/2 oz and he turned my world upside down but gosh hes worth it.... I need to catch up properly.
Finances are good, house is going on the market and we are looking to buy a house money is good and I can see light at the end of the tunnel for finally ridding myself of the peskt debts woo hoo... how is everyone xx

jwil

Happy!!!!!!!!!! So lovely to hear from you again, I've been wondering how you are

Congrats on little Happy, I agree, motherhood is very hard! Presumably he's coming up to his first birthday now?

Great news that finances are ok, and good luck with the house sale!