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Fresh tax year fresh diary ( i cant locate my other one) :D
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yes he will be 1 in august
just updated my sig I have paid 4k off since I was last here so I am happy it beats been higher up and even more exciting when we sell we will clear the secured loan 
that will be great.
How are you whats going on xxI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680 -
Happytogetdebtfree wrote: »yes he will be 1 in august just updated my sig I have paid 4k off since I was last here so I am happy it beats been higher up and even more exciting when we sell we will clear the secured loan that will be great.
How are you whats going on xx
£4k is brilliant, well done! It will be great to clear the secured loan as well once you get the house sold :T
I'm good thanks, finances are rubbish still, but plodding along.
I'm expecting my 2nd little jwil in December "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Wow that's great news congrats ive just been reading your diary were you trying long for number 2 or was it a surprise im hoping I catch naturally or its ivf, can overpay finances at moment who knew that childcare was so damn expensive wow! I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Thank you
This one was planned, we didn't want to wait forever as I'm getting old
I think it took us about 6 months.
Fingers crossed it works naturally for you
Childcare is a killer! We planned this one so that little jwil would be receiving the free hours, otherwise we couldn't afford it."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
That's great watch this space. Yes free childcare I cant wait, its sad that the ability to have more children in based on affordability when I know people personally who don't work and have 4 kids, we could do with the help when we work ! it would make more sense to offer free childcare from 1 ! xx I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Happytogetdebtfree wrote: »That's great watch this space. Yes free childcare I cant wait, its sad that the ability to have more children in based on affordability when I know people personally who don't work and have 4 kids, we could do with the help when we work ! it would make more sense to offer free childcare from 1 ! xx
I agree, I would love to have seen them give the free hours from a younger age. It's crazy when people are better off not working.
Fingers crossed you don't have to wait too long "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hi Happy!!!!!
We have missed you:D:D:D:D:D:D:D:D:D:D
So glad to hear all is well you you and your little man.
Well done on the debt paid off in that time too. Ah the relief of free chilcare. You should have the option of have less hours a week but from an earlier age as I think this would be more beneficial to working parents!
Lovely to 'see you'
OF xOrange Fairy
House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
Hello OF how are you wow has all your debt been paid super well done. whats the plans now /. xI AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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Hi Happy,
All good here thank you...just the last £650 to go! So defintiely by the end of this month which is very exciting!
Then we are spoiling ourelves with a new washing machine and Fridge Freezer (which I am super excited about) before we start saving for a house deposit :beer:
OF xOrange Fairy
House Purchased April 19 CC1=? CC2=? DH CC= Mortgage Overpay = £0 Savings = £0 Xmas savings = £0 Weightloss = 0 lb0 -
Ah wow a house deposit what do you think you want to save ? I have just updated my signature another few hundred paid off by the start of next year the outstanding will be less than 36k, however once the house is sold we will have only loan and credit card so if that's gone before January that's 14k outstanding WOW that feels nice. At the minute im not overpaying we need to get moved first and then once that's all settled down we can overpay till our hearts content I AM A MONEY MAGNET, THEY ARE MAKING MORE MONEY FOR ME AS WE SPEAK:pMIKES MOB, DFW NERD 1071, DFW LHS 132!MIRACLES HAPPEN I'VE SEEN IT WITH MY OWN EYES. LBM 08£77240.69 Current outstanding total £36083.01 Paid so far = £41157.680
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