Fresh tax year fresh diary ( i cant locate my other one) :D

Choc-addict · 4 April 2016 at 8:14PM

Ah sweetie, you should be so proud of how far you have come and what you have achieved. It is soul destroying thinking of it all but take baby steps and you will get them to a good level and then cleared in full.

Random but have you checked any ppi potential on debts and old debts?? I was adament that I had always said no, even all my agreements said no but somehow they had included it in loan repayments. Not sure what debts you had but worth a shot perhaps? Weirdly I am waiting on some old halifax loans to have an offer made after ombusman decided in my favour. Now theses loan had no ppi on agreements but they included ppi somehow within repayments....not sure how. Anyhow, i'm hoping I get a nice little amount to pay for some baby costs. Will keep you posted.

Sorry not posted sooner chick. Getting over pneumonia, was taken into hosptial for a week as couldn't breathe and still recovering. Fingers crossed def turning a corner, was a bit scared to be honest and so worried about bubba. Now all this happened it's only really 3 months til bubba due....eek. A mountain to do but can't really do anything at minute, shower wares me out, lol.

Keep us posted on how you are sweetie. We're here to sound off if it helps any xxx

Happytogetdebtfree · 5 April 2016 at 11:29PM

Hi, I'm still feeling a little woe is me but in the big scheme of things I have to compromise somewhere. I just caught my first post, gosh how optimistic I sounded! I said I would be clear of debt 2012! Yet here I am 4 years later lol still going strong!?!
We are moving agents to see how that works out, fingers crossed...
Choc I'm sorry you have been so poorly how scary! Please rest and take care of yourself xx OF thank you I know I have done well to avoid damaging my credit report but still it feels like an everlasting journey...
Deffo no PPI so I missed the boat there boo!
Xx