a tale of my neighbour who tried but failed

Really2

StevieJ wrote: »

They would have received tax credits

geoffky wrote: »

he got laid off from mfi and could not get any work or good benifits because she worked full time..

Apparently full time night shifts at Asda stop all benefits.:D

StevieJ

Really2 wrote: »

Apparently full time night shifts at Asda stop all benefits.:D

Not for the kids (child tax credit) :cool:

stephen163

I don't understand why she would choose to work nights at ASDA. Surely there are better day jobs out there.

19 and 21 is way too young to make such monumental life decisions.

davilown wrote: »

Unfortunately you've come accross as a complete snob to be honest. If you didn't mean it like that then it may be wise to reword it?

Read what I said carefully. Notice the operative word in bold - 'day'. This does not exclude the possibility of working days at ASDA does it? This would be better in the sense that the couple could be together in the evenings. And as for the kids, I know plenty of young families who are able to reconcile working and home life - day/night shift working should be an absoute last resort IMO (but I can understand the necessity of it in some circumstances, of course).

I shouldn't have to reword and explain my quoted comment, but if you are the sensitive type, you should hold back a bit before pouncing with inflammatory insults (e.g. complete idiot, snob), at least until you're sure of your convictions.

stephen163

Really2 wrote: »

Apparently full time night shifts at Asda stop all benefits.:D

Stopped 'good benefits' not all benefits.

Really2

stephen163 wrote: »

Stopped 'good benefits' not all benefits.

They would have qulified for the mortgage rescue seceme if they were on less than £60K, perhaps others could have been more helpfull.

http://www.direct.gov.uk/en/HomeAndCommunity/Keepingyourhomeevictionsandhomelessness/Mortgagesandrepossessions/DG_174005

Shame they did not come on here as we could of probably helped them not be reposessed and pointed them to more help.

lostinrates

Really2 wrote: »

Apparently full time night shifts at Asda stop all benefits.:D

I thought you were using last weekend's closure as an opportunity to stop arguing?

SingleSue

stephen163 wrote: »

Read what I said carefully. Notice the operative word in bold - 'day'. This does not exclude the possibility of working days at ASDA does it? This would be better in the sense that the couple could be together in the evenings. And as for the kids, I know plenty of young families who are able to reconcile working and home life - day/night shift working should be an absoute last resort IMO (but I can understand the necessity of it in some circumstances, of course).

I shouldn't have to reword and explain my quoted comment, but if you are the sensitive type, you should hold back a bit before pouncing with inflammatory insults (e.g. complete idiot, snob), at least until you're sure of your convictions.

I agree with what you say, daytime working would APPEAR to be better but childcare is costly, especially if the children are very young and need all day care and not just after school, so the obvious choice is to work while the other partner is home and thus save some money from your hard earned.

As an example (and this is not attention seeking), at one point childcare would have cost more than my hourly rate (I know tax credits covers some childcare but having 3 children, it just would not have worked!), so I would have been working for nothing...evening shift allowed me to work but not pay any childcare so everything I earnt could go towards the family budget.

It is unfortunate that families have to do this and give up couple time but sometimes it really is a case of needs must.....although of course, it can lead to a breakdown of a marriage/partnership (not in all cases I hasten to add) due to the stresses caused.

Really2

lostinrates wrote: »

I thought you were using last weekend's closure as an opportunity to stop arguing?

Only for last week end.:) (It takes two to argue and don't think I was arguing with any one, just agreeing with steve.)

I just found this thred a bit too "clich!" and riddled with a few holes.

If it had a 1 legged, ethnic minority, homosexual dwarf in it would of perhaps ticked about every box.
(perhaps I should add that is a joke)
But perhaps that would of made the "tale" a bit less believable.;)

stephen163

SingleSue wrote: »

I agree with what you say, daytime working would APPEAR to be better but childcare is costly, especially if the children are very young and need all day care and not just after school, so the obvious choice is to work while the other partner is home and thus save some money from your hard earned.

Yeah, I agree with you. My sister is in a similar position but she is lucky her husband is a relatively high earner and can pay the mortgage with just his income.

We're not rich enough as a nation yet to expect to have children, own home and a good lifestyle on just the average salary. One of these things needs to be sacrificed. Unfortunately, if you sacrifice lifestyle at age 19 or 21, you're going to get very fed up quite quickly!

davilown

stephen163 wrote: »

Unfortunately, if you sacrifice lifestyle at age 19 or 21, you're going to get very fed up quite quickly!

My apologies then - I took the operative word to be 'better' and not 'day'.

On this quote, however, why would you have to sacrifice lifestyle? I had two kids by 20 (OH was 19), was in a new relatively secure job, with the addition of day release to university for 3 year.
OH works nights/weekends for a break from the kids and we enjoyed ourselves, having a holiday a year and going out on a regular basis. We could have bought quite easily too but in 2001 I thought the market had peaked so didn't.