a tale of my neighbour who tried but failed

stephen163

Well if people start calling other people complete idiots for expressing a fairly commonly held and reasonable view, it's hard to carry on constructively. It just brings down the tone of the whole thread.

JonnyBravo

mardatha wrote: »

God you lot are like taking a nursery outing on a too-small bus !

tut tut

Health and Safety????

Think of the children.....

:rolleyes:

SingleSue

mardatha wrote: »

God you lot are like taking a nursery outing on a too-small bus !

I have got to remember that one for the next time my boys are playing up...it's brilliant!

GDB2222

In a way, this could have been a lot worse. They are both very young. They will (hopefully) both take adavantage of the bankruptcy laws to get rid of their debts. They can start again.

I feel very sorry that their relationship broke down, probably because of the finances, and I feel sorry for the kids, but financially it could have been a great deal worse. I am much more concerned for people going through the same thing in their 40's or 50's.

Pee

They did well to get a council house so young, even with the two children.

Ok, so they overstretched themselves, and didn't see a time when they wouldn't be able to manage. They aren't the only ones. I'm surprised that working family tax credit wasn't available. Most of my friends with children seem to be able to claim quite a lot on that.

Anyway, the same thing would have happened if he had been run over by a bus / commited suicide due to work stress/ etc etc. You can't plan for every eventuality.

Squish_21

Sad story - yet all too common at present.

My long term partner and I bought our flat together 2 years ago at 19. Yes, some people have more sense than others at this age but you cant tar everyone with the 'no life expierence' brush. Im sure 2 kids gave them a HUGE amount of that.

davilown

stephen163 wrote: »

Well if people start calling other people complete idiots for expressing a fairly commonly held and reasonable view, it's hard to carry on constructively. It just brings down the tone of the whole thread.

Reasonable view? In your eyes only I feel. What's wrong with working at Asda? It's views like yours that 'put down' jobs that we have a country full of work shy wasters who don't want to work that job because they get the same in benefits without the work.

With regards to your other comment about me working in Asda, the answer is no. I work hard for my money which involves a lot of travelling and long periods away from my family. On top of this my wife works fulltime as a midwife so working nights is a regular occurance for her and we have two kids. More importantly, if I had to work and Asda has a job, I'd be first in the line for an application, as would many others on this board.

Broken_hearted

stephen163 wrote: »

I don't understand why she would choose to work nights at ASDA. Surely there are better day jobs out there.

19 and 21 is way too young to make such monumental life decisions.

A lot of people work like this yo save on childcare costs. As someone who had a baby young and bought a house I find your attitude slightly patronising. Should they have just moved into a council house and sat on the dole.

whathavewedone

To be fair if this has to happen it's much better if it happens at this age.

I am 38 and know at least 5 people who bought in the late 80s boom in their late teens/early twenties with their boyfriends/girlfriends at the time and got repossessed.

It didn't blight their lives. By the time they were in their 30s and really ready financially and emotionally to settle down their credit records were fine and they had built up deposits etc.

I'm afraid the same thing will happen in the next bubble. Some bank will lend the money, the kids will think they'll make money and leave their parents' house etc. Ultimately though, a lot of couples that age would have split up anyway and living with your parents when you're 19 or 21 is no big deal. A hard lesson but one best learnt early when you have that parental fall back position I reckon.

Doglover

My view is that it's sad for anyone to lose their home, job and partner. I understand that people take their own risks etc but it doesn't stop everyone else having compassion. Everyone will learn from the mistakes of todays climate even those lucky enough to survive it.