Claim back any unfair bank charges! Article Discussion Area

Richiefitz3007

Just spoke to barclaycard about them refunding the charges and they are not prepared to refund them. Which letter am i best sending next or should i start a claim against them?

Any help would be grateful!!

furndire

If you look here, http://www.moneysavingexpert.com/cgi-bin/viewnews.cgi?newsid1141050760,24632,
then go to CAG, you will find all you need.

furndire

You need to register on CAG, and then you will have access to the letters, Until you register, the file will appear empty. The following is the link for the letters, http://www.consumeractiongroup.co.uk/forum/bank-templates-library/

165721

Richiefitz3007 wrote:

Just spoke to barclaycard about them refunding the charges and they are not prepared to refund them. Which letter am i best sending next or should i start a claim against them?

Any help would be grateful!!

For future refernce when claiming a large amount, speaking doesnt usually lead anywhere, get straight in there with your first letter (prelim letter requesting repayment, if you know the charges). Good luck!

worryguts_2

HSBC - requested 1700 offered 1445 - going to say no thank you I want it all - or am I being greedy ?

Capital One - still not sure whether to take it to the court stage as they have given me back 8.00 of every 20.00 they have charged me the outstanding amount between me and OH amounts to 150.00 so not sure whether to go for it as heard that CC are harder than banks to get your money back

GE money - charges on late payments and final reminder letters amounting to 210 - this was on a loan from them - they have refused point blank to pay us anything back - any advise on load companies and getting your charges back or is this a no no

Mint still waiting

Citibank want the ins and outs - proof of identity and a have to complete a form before they wil entertain me

any suggestions would be greatly received

LyndsayJ

Sorry - this has probably been asked and answered before but don't have time to go through 130 pages as baby's nap nearing its end...

I closed my joint account with RBS a couple of years ago, partly because I thought their charges were unreasonable. Am I still able to make a claim even though I don't have the leverage of being able to take my business elsewhere? It would only be a couple of hundred I think, but I could really do with that at the moment... Thanks for any advice!

165721

worryguts wrote:

HSBC - requested 1700 offered 1445 - going to say no thank you I want it all - or am I being greedy ?

If you are being greedy what were they being when they took the money off you!?

worryguts_2

LyndsayJ wrote:

Sorry - this has probably been asked and answered before but don't have time to go through 130 pages as baby's nap nearing its end...

I closed my joint account with RBS a couple of years ago, partly because I thought their charges were unreasonable. Am I still able to make a claim even though I don't have the leverage of being able to take my business elsewhere? It would only be a couple of hundred I think, but I could really do with that at the moment... Thanks for any advice!

she had closed her account with HSBC due to charges and succesfully claimed back 700 off of them last week so go for it

165721

LyndsayJ wrote:

Sorry - this has probably been asked and answered before but don't have time to go through 130 pages as baby's nap nearing its end...

I closed my joint account with RBS a couple of years ago, partly because I thought their charges were unreasonable. Am I still able to make a claim even though I don't have the leverage of being able to take my business elsewhere? It would only be a couple of hundred I think, but I could really do with that at the moment... Thanks for any advice!

You can claim back up to 6 years ago, be that on an open or a closed account. So go for it and good luck!

Cullumpster

Hi Guys,

I'm going to as a question that has probably been asked a thousand times so i apologise in advance, but i'm at work so i can't flick thru 1000's of pages

Got my tatty envelope through the ost this morning of my 6 years of statements.

Now i have on there:

Charges for unpaid DD's
Charges for something else
Referal fee's of £25 a pop
and interest charges.

Can i claim back all of these?

Looking through them a couple of times i was charged £38 for an unpaid DD and i had over £2000 in the bank :eek: :mad: How does that work