Claim back any unfair bank charges! Article Discussion Area

Edinburghlass_2

You can go back 6 years in England and Wales, 5 in Scotland. Check out the CAG Forums for slightly different wording in your letter in the case of a business account

geoffreystuartlongden

Lovingitifitsabargain wrote:

So gonna have to start the court proceeding thing - this should be fun - I am useless when it comes to things like this - am I right in thinking I have to go to moneyclaim back or something like that - and send them a list of my charges - awww this is soooo scarey :eek: cannot believe I have been with HSBC all these years and they've not even acknowledge my letter - sent recorded delivery too - even Capital One, Mint and GE money acknowledged me - I have a mortgage and credit cards ith HSBC too so they are making loads of money out of me - soon be time for a switch I think :mad:

hey there,

just to let you know I am banking with HSBC and after the two 14 day time li its otherwise court action begins i have just received a letter about 3 days after the deadline offering me full settlement but without the interest. I dont know whether to accept this. they will pay

geoffreystuartlongden

Hi there,

Just wanted to ask you a question. I have just received a letter from the HSBC saying that they will refund my charges of £450 but without the interest. they say that the interest is in their conditions and that if i decline their offer then they say that if the claim proceeded to court then they believe they would successfully rersist any legal challenge in relation to these fees.

Its only for £72 extra. is it worth going for as they say the £450 is full and final settlement.

Appreciate any help.

milliejon

Another question. I've just got my letter together to send tomorrow - but I'm a bit concerned about the wording. I used the letter from the CAG website, but uses language that I wouldn't. Has anyone else felt unsure about sending the letter, or have you just changed the wording ab it?

Edinburghlass_2

milliejon wrote:

Another question. I've just got my letter together to send tomorrow - but I'm a bit concerned about the wording. I used the letter from the CAG website, but uses language that I wouldn't. Has anyone else felt unsure about sending the letter, or have you just changed the wording ab it?

You'll be okay sending the letter, they will have received hundreds of them all the same

milliejon

Thanks Edinburghlass, I just feel a bit of a fraud, because it's not how I would correspond. But like you said, I should just forget about it, and send the letter anyway.

I've emailed it to work so that I can print it tomorrow and send via recorded delivery.

hampshire2

Just filled in spread sheet of charges to send to my bank.can anyone tell me what i need to send

hampshire2

I have used the exel spread sheet how do i calculate the interest can some one help please

kez83

hi there anyone got any ideas on how to write a letter to barclaycard to ask for the statements that are on microfiche without paying the £3 per statement they are asking for? i need to go back about 2-3 years so you can imagine what the cost would be if i paid it. i have already sent £5 to them to get the few statements they have sent me but i need help on how to get the rest.

meb31

Last Friday was the 28th day that the Abbey had to respond to the moneyclaim court. They have acknowledged the claim but i don't know what to do now, do i just leave things progressing or do i have to do something else now?????

Thanks in advance