Claim back any unfair bank charges! Article Discussion Area

Karnam

store cards are the same as credit cards o yes you can claim it back. you can closed accounts. you can claim the charges from credit card companies.

melt71

Ok thank you Karnam. I will have a look through all my credit card statements.

Just to clarify then can I claim my Authorised charges back from my bank? (as well as my unauthorised charges).

Karnam

im not sure about authorised charges, you'll have to look on the bankActionGroup webiste to see about that.

lisa_sharkey86

Can someone help, I wrote to my bank asking if I could have all my bank statements, they wrote back saying this:

Hello Miss Sharkey

I am happy to order these state,ments for you however before i can do this i need you to agree to the charge for the statements.

The charges are as follows:

1) under twelve months old £2.50.
2) over twelve mothns old £10.00 per page.

Regards

Sarah
is this correct? can my bank do this?

Shanny_2

Can i say a big thanks for this thread. I just got back £75 - overdraft charges back from barclays after sending my first letter off.

miss_angie1

No this isn't correct. They can charge you a maximum of £10 for the request (not per page). I recently wrote to Lloyds TSB and received my statements with no charge at all. I ended my letter saying "I am aware that the information commissioner allows you to make a nominal charge for this service, and you may take this letter as my authority for you to deduct this sum from the above account, up to the legal maximum of £10.00."
Hope this helps.

mjanet

lisa_sharkey86 wrote:

Can someone help, I wrote to my bank asking if I could have all my bank statements, they wrote back saying this:

Hello Miss Sharkey

I am happy to order these state,ments for you however before i can do this i need you to agree to the charge for the statements.

The charges are as follows:

1) under twelve months old £2.50.
2) over twelve mothns old £10.00 per page.

Regards

Sarah
is this correct? can my bank do this?

You have asked for your bank statements instead of asking for a complete list of transactions and charges saying statements will suffice also you need to ask for proof on any manual intervention, as the banks use this as an excuse for the charges. .you need to do this under the DATA PROTECTION DISCLOSURE REQUEST and enclose £10 .. under the DPDR they can not charge you more then £10.You can find a letter in the bank action group libary

mjanet

Shanny wrote:

Can i say a big thanks for this thread. I just got back £75 - overdraft charges back from barclays after sending my first letter off.

CONGRATULATIONS ....

waltham20

Hi,

My husband has to have an International Bank Account and is currently with Barclays, Jersey. We pay £7.50 a month to have his wages (dollars) changed into (sterling)Does anyone know of another good International Bank we could switch to that they could recommend and why?

Many thanks,

travelling_light

CAN ANYONE ADVISE IF THIS IS APPLICABLE TO N.I.? WE OFTEN HAVE DIFFERENT LAWS AND A DIFFERENT COURT SET-UP (ITHINK) SO CAN i TRY TO GET MY MONEY BACK USING THIS INFO?
I know someone else asked this ages ago but I think I read every post and can't see a reply?
Thanks for your help :T