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A Payment a Day Part 3
Comments
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Hello everyone!Grrr to those silly people who don't believe in pad,but we will prevail and have the last laugh,while they are (if they are in debt)still up to their armpits in it!(if their not in debt then shame on them for being so judgemental and self righteous!)lol
Anyway my pad today is £1.70
Thank you Terri,for your kind words,I was blown away with the fact that you actually looked it up-your so sweet!;):female:Our 2 gorgeous little girls born 2006 and 2010
First House Deposit - £90.00:j
DFW Nerd Member 1143Orig debt app £12000.00 :eek:
Total Joint Debt ( Mar 2012)£3208.250 -
morning! quick hi to twinkles - one of my best friends has lived with fybromyalgia (sp?) for years, she has better times and not so good times, but has learned to know the signals for when things are getting worse so that she can take preventative action. i don't know if it's the same for everyone, but she needs to keep fairly active (not heavy duty gym sessions necessarily, but keeping fit...) which seems to help. it helps that her GP is very clued up on it, because it seems to be one of those things that most people haven't even heard of. good luck xxxMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Hi
Thanks for the welcome, I think I will include my minimum payment afterall, that way I get a clearer pic of my true balanceDMP mutual support thread member:3270 -
Well I'm not sure how i have managed it
but i went to the bank to pay todays pad in and well, i still have £20 in my bank account, :Tand i get paid today which was an absolutely brilliant surprise as normally i have no cash left and still needing money. So i PADDED it straight away :j
Please add another £21.37p for today please:T:D
Oh ye this will also take me over £500 PAD mark :jso exciting1vs 100 £505500/335.25 (5.5K COMING DOWN)20.00/10,000(10K GOING UP)Not long now0 -
Angelic, Maisie and Terri - thanks for the commiserations about the car. It's about 8 years old and a few things have gone wrong with it, I think it was the front springs, the front drive shaft and the exhaust, plus they then found that the brake hose vacuum ( I think?!) was done for as well! We have been given a bit of a reduction as the garage is owned by a friend of a friend.
My OH says not to panic about it as he is ebaying a few hard disks and things that he thinks will make about £400. But I wish we could use the £400 for something else! Plus we have the car tax to pay for at the end of the month. :mad: Why are cars such endless money pits?
Anyway, my pad for today is £3.13, I'm waiting on a cheque clearing so I can pad that as well. Also banked my spare change towards the Cat Lair today but it's not showing up in my account yet!Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0 -
I have paid off 2 CC whose 0% deals were finishing this month so I or rather OH is divorced from Tesco and Capital One. I have also filled the car fund budget (still not bought but I am sure it is getting closer if only I could use the money on the debts:mad:).
So my sig is updated and looking good but it is rather misleading as paying off the 0% cards has left me short until next pay day in 2 months and 20 days time (not counting or anything:D) so I may have to take out another 0% deal causing me to go backwards. The thinking is pay it off now, work like stink to make extra money and when/if I need to take a new deal it will be for a lesser amount.
My PAD is £7.08 towards saving to pay off HSBC Card which is my next 0% card due to expire in October I think. (Although because of the above I may have to borrow it back before pay day so not sure if that is cheating)
DTxx0 -
What have i missed? Who says that PaD is pointless?
In my case it has been a lifesaver. Through PaD i have paid more than £7300 off my tax arrears this way and got ahead with the VAT.
Pointless...My ar*e!!!!!!!
Talking of which, my PaD to the HMRC = £100.2013 TARGET £30k
2012 £26500 paid off.
2011 £22750 paid off
2010 £19800 paid off
2009 MBNA Cleared 25.09.09 £34391.33 PAID OFFDFW Nerd 612 Proud to be dealing with my debts0 -
Hi everyone, luffly sunny day here in Manchester
Just a little, although definitely NOT pointless 20p!:p
T mobile are driving me crazy, still waiting on a refund of £29.35 for a mobile broadband dongle that I sent back and as I used my CC to pay for it I decided to clear the card all except the £29.35 so that when I got the refund I could close it, well now the bill has come in and the interest is a couple of quid but as the min is £5 im now gonna hopefully get the refund then have to have CC refund me before I can close it.How frustrating :mad:
Hmmmm its not increasing font size or colourso sorry Terri!!
Love and hugs
Mumof4 xxx03/12/2010 [STRIKE]£9,736.56[/STRIKE]
15/2/2011 9878.750 -
Hi All
Today's PADs are £1.11 to Evil Egg and £5.11 to Abhorrent Amazon Halifax, making a total today of £6.22PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
£5 hsbc
and 12p that my tutor group were throwing around to my penny jar!
Debt busting 2022 Total £15842.68 £0 (100% paid since 1/1/22)- DFD: September 1st 2023[/b]
Savings diary: https://forums.moneysavingexpert.com/discussion/6472040/time-to-build-my-future#latest
0 - DFD: September 1st 2023[/b]
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