A Payment a Day Part 3

so_here_we_are

Ive just updated my PAD Sig and i am 10.77 off £500 of debt busting - My target for the end of the month is to smash this first hurdle and aim for £600, if i keep that rate up i could be almost half way to being debt free and i could have it done by christmas which i never expected.... fingers crossed - there is light - it may only be a flicker but there is light at the end of the tunnel.

New target to be debt free by christmas 09........
Come on!

Fag_ash_lil

Morning peeps ...

Another FANTASIC group PAD total for sunday ...


£958.24



Well done everybody ....

terri x ( just in case anyone is double checking my adding up , i have added cashsavers £20 that was paid onto yesterdays total ... as it was paid before 12 midnight ... so i can keep track of what i have counted ! )

mcjordi

well pad today is £5 to 3 broadband which is now CLEAR WHOOP WHOOP WHOOP

NEXT IS THAT MBNA CARD AND 3 MOBILE PHONE BILL

Double_Trouble

Fag_ash_lil wrote: »

Morning peeps ...

Another FANTASIC group PAD total for sunday ...


£958.24



Well done everybody ....

terri x ( just in case anyone is double checking my adding up , i have added cashsavers £20 that was paid onto yesterdays total ... as it was paid before 12 midnight ... so i can keep track of what i have counted ! )

Thanks for the totals Terri I am certainly not double checking we trust you to do it right
Not feeling sick in the morning I hope;)
Off to sort out my debts and update my sig and hopefully make a PAD.

DTxx

newmum1

morning all,
pad for me today is £1.26

have a good day all.

so_here_we_are

Fabulous total for the weekend - Good Work Terri - no need to re count we know you do it right! :-)

MinniMe_2

Morning all,

Still no PAD for me but just wanted to say in no way is this thread pointless, its a constant help and support and has helped me clear my Barclaycard and my virgin card...MINT next!!

mcjordi

This thread is pointless to those who think its pointless
without this thread i wouldnt have paid a lot of this debt off

so a big thanks to you all

LondonAndy

Hi all :hello:

Well done all who said supportive things about PAD. It rocks. It's the first thread I stumbled across after LBM and I though "what a great idea" the fact that everyoneis so nice and supportive is top notch. The PM from that member dissing it was probably one of those evils off the Cap1 thread.....

Plus - IT WORKS All my PAD cash was going somewhere else before - dunno where - but there's been a massive change in my approach to money...I get annoyed when I've overspent and have to reduce a planned PAD (so much so that I hardly ever do!)

Keep it up guys !!

My PAD today is £10.89 - tenner left over from my weekend [STRIKE]alcohol [/STRIKE]social budget and a bit of rounding of my account. :cool:

Fag_ash_lil

scouselad1974 wrote: »

Hi guys

After lurking in the background for a while trying to decide which credit card to PAD I have come to a decision, In fact my credit card provider made the decision for me, I sent a payment via the banks faster payment system yet my card provider still charged me a late payment fee as they say they didn't receive the payment in time, now we all know that they did but they take yonks to process it
Anyway they immediatley withdrew my credit facility which I thought was a bit harsh as I've never missed a payment or made a late payment in the past, so I now want to pay this card off as soon as possible and close it.
I will continue to make my monthly payments in addition to any extra sent PAD. My opening balance is £186.05 and I hope to have the £12.00 Late Payment Fee refunded once they receive my letter :rolleyes:

I've just sent my first pad of a £1 not much but every little helps.
PAD Monument Card - Opening Balance £186.05 11/05/2009 PAD 11/05/2009 £1.00

Hi scouselad

Welcome to the madhouse ! Good luck with your payment a day , either small or large it's surprising how quickly it all adds up . Some people include their minimum payments as their PAD , others don't .... so it's entirely up to you if you do .
Everybody is really friendly on here which really helps to keep you motivated ...

terri x