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A Payment a Day Part 3
Comments
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LondonAndy wrote: »Sunny Tamworth !! Love the snowdome there. There's a few Midlanders on here.
I used to work there!PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
Evening all,
fuming that anyone would say PAD is pointless! Haven't failed making a payment a day since 8/8/08 and it has totally changed my life. Was so near rock bottom and now look forward to a
dfd of August 2009.
I am so grateful to this thread and to all the lovely supportive people on here.
We rock!
Jo x
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Who can possibly say PAD is pointless?!!!
Have they checked out my sig! PAD is motivating, liberating, plus it's a really simple way to tackle the debts and this thread is incredibly supportive.
Hugs to those having a tough time of it at the moment. :grouphug:PigginSkint's debt free diary
DFW Nerd 1049 Amazon Sellers Club member 54
Total mortgage debt: 30/4/17 £14090.77 (Last payment: September 2021)
LTSB Loan 30/4/17 £6633.71 (reduction by 48%)
Total credit cards: 30/4/17 £25971.91 :eek:
Total non-mortgage debt: 30/4/17 £32876.49 :eek:0 -
It did get my goat to find that message waiting in my inbox when I got back from work . . .
Ah well let them get on with it, this thread feels like a family with plenty of room at the table, if they want to stand on the outside with their nose pressed up against the glass & mock then let them. We are fighting the good fight & doing more in a day than most folks do in a month . . .
Viva La PADDFW NERD# 1175Proud Member of Sealed Pot Challenge #5 ~ 1479 cashless_wonder~*DEBT FREE & LOVING IT*~0 -
congrats panambi!
xxxMortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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i can't believe someone would be rude enough to PM just to say PAD is pointless! clearly they haven't got the right vibe to join in with this thread, because as we all know it's a lovely one - and it works!
building work going well, nice to have the weekend "off" but back to business tomorrow. i wonder if it's possible for the house to get any dustier?Mortgage free as of 11/11/15 !
:Anow... to start some serious saving :A
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Double_Trouble wrote: »
Been doing some catching up not quite there yet but Congratulations Hopeful on the new little bump watch out Terri it might be something to do with adding up the daily totals.:rotfl::rotfl::rotfl::rotfl:
DTxx
Ooooooooh Yikes :eek: ..... I hope not !....
Nice to see that you have been reunited with your drawers !
terri x" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0 -
Very quick one from me - crisis with housemate.
PaD of £10 -
Hi
Love reading all the posts.... this site is definitely not pointless. It has helped me clear my store cards and credit cards and now I am [STRIKE]trying to [/STRIKE] (sorry a note of negativity there) I AM clearing my overdraft and loan.
So PAD today £6.81 to NW loan.
Keep up the good work everyone.... yes we do rock :T
miss t#76 Save £12k in 2015 challenge
£3625/£4000 :j0 -
peeps ...
Hope you are all well ...
PurpleJellyFish - Well done on your 4.4 lb weight loss...
Sashybo - Sorry to hear about your car , hopefully you will be able to get the work done for less than £500...
PigginSkint - Please don't let this last week put you off your diet .... blo*dy water retention ! Hopefully you will start to shift some weight this week.... I've taken a leaf out of your book and measured my waist as well .... but am not putting on here !! ....
kezlou - Congratulations to Mr Kezlou on passing his driving test... Hopefully the car
etc will not be too expensive .... It's still nice to see you post even if you can't make your PAD
....
lemma1968 - Hope your day went well at Pizza Express and that your little one had a lovely birthday ... Well done on losing 2 1/2 lbs...
Twinkles08 - Very sorry to hear about your diagnosis .... I had to look it up to see what it was ... Hopefully you will manage to " keep it under control " ... Take it easy...
Sar - Some people include their minimum payments as their PAD , others don't .... it's entirely up to you .... I also get cheesed off with the interest on credit cards , on one of my credit cards the minimum payment is £46 a month , out of which £44 is interest , so i also feel like i am banging my head against a wall !...
Greenbynature -Great joke... keep 'em coming ! ...
Double Trouble - Good luck with your diet.... we are weighing in on a thursday if you want to join us ? ... Hope your " nether regions " have warmed up , now that you have been reunited with your drawers !
...
Flower08 - Blo*dy hell , that's a large mobile bill ...Why does he have to pay 3 months rental all in one hit....
cashless_wonder - I fully agree with everything that yourself , flying , poppy, Flower , jo and tomtom have said about the benefits of PAD.... All i can say about the person that PM'd you ... which is not quite as eloquent as some would put it , but quite honestly they sound like an ar*ehole ! ... If they can't see the point of this thread after reading how well we are all doing since we have started on here , then i just hope that there never comes a time when they need to be doing a PAD .....
Here's my Good and Bad for today ...
The Good - Paid £10.76 off cc
The Bad - Still CHOCCY free here !...
Now for the dreaded daily food diary ( for sat and sun )
Sat - 2 small cookies
2 bottles of wine ! ( don't ask ! )
Calorie wise .... not too great !
Sun - one banana and custard muller lite yoghurt ( 106 calories )
One bowl of split pea and lentil soup ( homemade)
one milkshake ( homemade )
chicken salad ...
Not too horrendous today ! ..
Anyway enough of my ramblings ...
Catch you all tomorrow ...
terri x( My total PAD for today is £10.76 )
" When I'm good I'm very good , but when I'm bad I'm better " ~ Mae West ..0
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