A Payment a Day Part 3

bigbeff

Right I need some advice - I have a Virgin card with £2100 on it and an HSBC card with about £500 on it. My 0% is going to run out next month. Any suggestions on best way forward - should I try for another 0% card and transfer balances cancelling other cards? I don't really want to have 3....that will make me worry, but if I cancel one, I would feel better...or should I think about loan to consolidate?

angelicmary85

No Bigbeff...don't get a loan!!

Try looking for another 0% deal with the lowest transfer fee or see if another of your card issuers will offer you a good deal for a bal trans

Flower08

Bigbeff would certainly say done consolidate! Im sure someone with more helpful advice will be along soon!

Sar

Hi everyone,
Sorry for rant yesterday, much less stressed today! Little PaD of £1 but it all helps!

*Jellie*

PAD of £5 today

bigbum_2

Evening peeps,

hope your all well :hello:

Haven't read the posts properly, but congrats to Panambi with the new bay-bee :T

Well done to all the weight-busters :j and warm (((hugs))) to anyone who needs it.

Saw something about Padding being pointless . Well, that's news to me :think: This pointless thread and my pointless padding will see me clear all my debts by Aug 2010 :rotfl: :T.

Finally got paid today and i claim a proud pad of £6 :T

Keep up the good work folks :beer:

bigbum x

Fag_ash_lil

peeps ..

Hope that you are all well ...

mcjordi - Well done on clearing your " 3 " debt ....

Maisie M - Ooooooooooooh you sound like you had a lovely well deserved pamper day today ... 5" off your hair will take some getting used to ... Are you pleased with your haircut ? ....

Here's my Good and Bad for today ...

The Good - Paid £30 off cc1 ...
Paid £20 off cc2 ...

The Bad - Still CHOCCY bar free here ! .... think this is the longest time i have ever gone without any ! ...

My daily food diary .
small bottle of diet coke ...
a piece of chicken ...
salad with tinned sardines in tom sauce ...

Very good diet day today ... So am giving myself a gold star !


Stupidly ... before i went to bed last night i weighed myself .... big mistake .... i have put on 3 lbs over the weekend . it must have been the 2 bottles of wine from saturday because i haven't been overeating ..... Anyway when i went to bed it must have been playing on my mind , cos i dreamt that i had put on a stone in weight :eek:.... I actually got out of bed three times in the night to re weigh myself ! :rotfl: ....
When i eventually got up for work , i felt knackered and have had a thumping headache , which lasted until about an hour ago ... So will need to work extra hard this week to get the weight back down before weigh in on thursday .... .... :rolleyes: ....
My own fault i know .... but am feeling pretty " cheesed off " at the moment ...

Catch you all tomorrow ...

terri x ( My total PAD for today is £50 )

PurpleJellyFish

Hi All,

PaD for today is £220

Off to bed now as shattered. At least the Toon managed to win :j

Hope everyone is well.

SarahNeedle1872

Hiya all, just spent the last while catching up, apparently we are all pointless PADers...? Erm, do one troll PMer!
No PAD for me today as the online banking isn't loving me, so I will double up tomorrow...

Food diary for the last two days as I didn't get on yesterday....

Sunday - BBQ at the inlaws
1 lamb chop
1 burger and bun
tble spoon cous cous
salad leaves
3 glasses cava
2 x toast for brekkie
banana

Today:
chicken salad sandwich
2 packets crisps
Wispa bar - yummy!!!
banana
scrambled egg on two toast


Sx

cashsaver

Morning!!!!!!!!!!!!!!!!!!!!

Just a quick one.... off to bed in a minute otherwise I'll end up nocturnal !!

Sooooo my pad for Tuesday

:j £20 xxxxxxxxxxx na nite xxxx