A Payment a Day Part 3

Busterollie

Morning all,

PAD for me today £2 coin to Piggy money box for my hols - I know it should be to a debt but I like to collect the £2 coins for Holidays or Christmas. It should be a NSD for me today as not going out. No 'Silly Spends' for me today

dankosheemo

:hello: Hey everyone!

Another sunny day in the North West today! Though I think the rain's due to come in later on booo!
I've made a slight over payment today but sod it - £7 to Barclaycard. Still waiting for this silly woman to pay me on eBay, no idea why I said 'immediate' payment when it's 3 days later and still no money! I want the money to bust some debts!! :rotfl:

Great news on your brother's recovery mumof4! Hopefully he'll go from strength to strength now aqnd will be home before you know it

Hope everyone has a lovely and relaxing day today!
xx

missthrifty

Good afternoon

good news about your brother mumof4.

Had a look at war zone on other site ...... very interesting .... what a bunch of losers. So much more supportive on our site and much more fun.

£32 pad to NW CC for me today. (started with payment £1 and doubled my payment every time... may run out of cash but it's fun seeing the balance come down when I go online) all helps with the monotony of paying back what is owed BEFORE interest is added. Hope to clear this card before end of April.

Off to the beach this afternoon for Sunday walk.

miss t

bigbeff

NO PAD for me today broke until Thurs...have started looking at how I can put more money onto my debts. Have taken credit card out of my purse and it is no longer coming out with me so I can't spend on it!! Also going to start doing spending diary so I can work out where money goes each month. Sometimes I think my money just disappears...going to do some marking, then find some junk to list on ebay...one persons junk is another persons treasure

*Jellie*

tjretro wrote: »

Been a while since I could make any PADs but todays is £159! :rotfl:A couple of the smaller debts wiped out completely :j

Well done- always good to see debts biting the dust :j
Mum of 4 Glad your brother is getting their gradually. I hope his scan goes well and you get to see him soon. It's always lovely to have different people visiting in hospital.
Hopeful Thanks for doing all the totals- it looks good when we put all our efforts together
PAD today is £203 :beer:
If I can get through the next few days on a tight reign I might even have money to spare at the end of the month for another big PAD. I've got a few more NSDs to fit in by the end of the month too!!

*Jellie*

bigbeff wrote: »

NO PAD for me today broke until Thurs...have started looking at how I can put more money onto my debts. Have taken credit card out of my purse and it is no longer coming out with me so I can't spend on it!! Also going to start doing spending diary so I can work out where money goes each month. Sometimes I think my money just disappears...going to do some marking, then find some junk to list on ebay...one persons junk is another persons treasure

The credit card trick definitely helps! Some people freeze it in a tub of water so you have to defrost it before you can use it
I'm starting a spending diary too and it really does help keep track but also makes me think twice about purchases.
It's always worth checking the sofa and pockets etc to see if you can get a PAD out of them

Sar

Hi again

Have managed to get some cheap shoes to replace my broken ones, and have a total of £2.84 in my purse that is on its way into the horrible cc pot. Hope you all have a good afternoon.

bigbeff

*Jellie* wrote: »

The credit card trick definitely helps! Some people freeze it in a tub of water so you have to defrost it before you can use it
I'm starting a spending diary too and it really does help keep track but also makes me think twice about purchases.
It's always worth checking the sofa and pockets etc to see if you can get a PAD out of them

Thanks for the advice Jellie!! I am not sure freezing it is necessary, although it would definately make me think twice!! Just found 24p :T

katie2407

recieved £30 from loyalty shopper so paid that off ccs plus £10

total PAD £40

Radarjet

£20.00 today for Tesco cc.

I thought I'd paid up my Barclaycard last month but when the statement came I still owed 71 p accured interest.

It wouldn't let me pay it online so I rang up and the bloke said it was such a small amount he'd just write it off and changed my account to 0.

It now says 0 online but I shall wait and see.

I didn't know they had the kindness in them to change balances to 0 !! Wish they did it a bit more often...