A Payment a Day Part 3

wolveslass

Morning everyone,
Today my pad is £1.

Fag_ash_lil

tomtombeanie

Just wanted to wish you a very Happy Birthday for today ..... I hope you have a lovely day ...

.... !



terri x

Paulgonnabedebtfree

26p to a cc

Sar

Morning all!
My internet decided not to work properly yesterday so an overdue PaD of £4.75 into evil credit card pot. Will put todays PaD on later when I have been shopping as the sole has fallen off my shoes!
Hope you are all having a lovely Sunny day.

Greenbynature

Tomtom hope you have a great day! thanks Terri cos I didn't know it was her birthday (same day as my ex! boo hiss) :rotfl:

dankosheemo

Fag_ash_lil wrote: »

Ooooooooooooh Danko there's a very, extremely , important , " thread " in urgent need of your input /assistance ! http://forums.moneysavingexpert.com/showthread.html?t=1649195
..... I can't believe you haven't posted on it yet ! ....

I obviously haven't been looking through he forums enough!! :eek: I'm on to it!! A whole world dedicated to Adam Lambert... :lovethoug

I can't believe Lil Rounds was voted off. I didn't think Anoop was any cop but Lil... Hopefully the Justin Timberlake wannabe will go next and Adam will be crowed American Idol!!
xx

dankosheemo

:j_party_ Happy Birthday to you tomtom! _party_ :j
Hope you have a fabulous day today in the sunshine!
xx

moneymaker2

Can't believe that my internet banking isn't working properly.

It won't let me make a payment... think that they are onto me maybe... Will be back later.

lemma1968

£30 to MBNA for me today.

I am rapidly running out of cash again. Been through feast and we are approaching famine again:rolleyes:

Hope you all have a good day xx

dankosheemo

Hopeful1 wrote: »

Hi Danko. Starting the process off was dead easy. I just followed the advice from here and on CAG. Once i got to the point where the company were saying "No and that's our final response" i sent the complaint to FOS. The only reason it's dragged on is 'cause they've refused to accept FOS's initial decision which went in our favour. This means we've had to wait for the ombudsman to make a decision. We've seen his 1st response but both parties have a deadline by which they can submit further evidence which could change his view. The company have said they have no call recordings so i don't see what they coud come up with that will make a difference.

If you want to see any letters i've sent or to ask anymore, pm me and i'll send you my email addy. Never give up with these barstewards is my motto.

With regards to HFC - :mad: i have a loan with extortionate interest. Some fab people on CAG had a look at the agreement, but unfortunately said it had been set out ok. It's deffo worth checking tho

Thanks for the info Hopeful! I'm ging to give smEgg a call and see if they can send me or give me some information as to what happened when I cancelled the PPI. Maybe they did refund it but want to make sure and then letters will follow if they get funny! They've always been pretty good though. Will keep you posted!

Twinkles08 wrote: »

Danko,I reclaimed my loan ppi in feb from halifax.It was v easy actually!I printed off a template letter from mse with my details in it,sent it off and that's all I did.I got one letter saying they were looking into it and another letter a few wks later offering me £1218ish back.Brill!!!So worth it!I'm about to start trying to reclaim my bank charges,but I'm not sure how difficult this is?Think I will give it a go thou!

Wow that's brill! Well done you Twinkles! :T So this PPI claiming can really work! Think I'm OK on the bank charges and credit card charges though I would LOVE to challenge some of the barstools with their interest rates! :mad: Good luck with reclaiming the bank charges!

Deffo going to do some investigating! Thanks again Hopeful and Twinkles!
xx