the daydream fund challenge thread

COOLTRIKERCHICK

Davesnave......lol...children are also very usefull when it comes to wages and tax:D did you know when my boys get their permit to work from the school i could pay them up to £140( i think will have to confirm with the accountant) odd per week and they will not get taxed:D

after reorganising everything, and adding everything up my grand total is

£8'603.94:money:

but for the next month or two i will have to see from month to month if i can draw any more out as wages...as i got to watch my cash flow a bit.

so ebay here i come, lets see if i can get some sales.
plus i still will have my Halifax and Bank of Scotland £5 each month. plus the monthly interest from the lloyds vantage account.

plus just waiting now for the cashback for the HSBC bank account that i opened, to come through in the next month or two.
managed to list one item on turbo lister ready....lol...

right going to list another item now...

Davesnave

COOLTRIKERCHICK wrote: »

after reorganising everything, and adding everything up my grand total is

£8'603.94:money:


but....

No buts, that's BRILLIANT !!!!:D

stitching_witch

Well done - that's fantastic!! :T

It's the best news I've heard in days so I can go to bed smiling for once. :j

huggermugger

I have just discovered this thread and you have cheered me up no end. I am an ex-farming girl marooned on the edge of a town in a terraced house with a very small, wet, claybound garden... And boy do I feel marooned.

This year I have started to grow veg in pots in the garden. I had forgotten just how wonderful it was. It feels like a lot of outlay in pots, compost, growbags etc but I'm hoping it will be worth it. I'd love to be able to have the dream of a smallholding or even a large garden but as I'm a single Mum & have lost three of my four jobs in the last year I think that's pretty unrealistic. (They were in property )

BUT - I do still have one part-time job, fairly well paid and if I get organised I'm sure I can make some more money. I'd just rather descended into the Slough of Despond (sorry - read Pilgrim's Progress as a child & never quite got over it ). So you have inspired me and I intend to Start Now. I have an overdraft so maybe I should start there. And I could try very hard to find a bit of extra land - there's all this landshare thing going on and there is a petition that's been put to the council to provide allotments in our parish as we don't have any.

I sort of save my change already but am going to commit more strongly to that and put all coins under £2 into a large squash bottle every day, as well as STOP SPENDING MONEY.

On the positive side, I look out onto fields and woods and can walk my dogs over acres and acres of common land. And I am pretty greenfingered, if not particularly well-organised.

And you have made me believe that dreams are achievable and goals are the way to go. So here I go, thanks to you :smileyhea

Davesnave

Welcome huggermugger. Yes it's a very friendly thread, full of people making the best of whatever situation they find themselves in.

I still walk past my first terraced house most days, and yours sounds just like it, except we had leylandii instead of fields behind us! It's amazing what you can fit into a tiny back yard though.

You never know what putting a bit of pressure on the council may achieve when it comes to allotments. There's more awareness now about the obligation to provide, if at all possible. Will keep my fingers crossed for you.

mambury

COOLTRIKERCHICK wrote: »

Davesnave......lol...children are also very usefull when it comes to wages and tax:D did you know when my boys get their permit to work from the school i could pay them up to £140( i think will have to confirm with the accountant) odd per week and they will not get taxed:D

after reorganising everything, and adding everything up my grand total is

£8'603.94:money:

but for the next month or two i will have to see from month to month if i can draw any more out as wages...as i got to watch my cash flow a bit.

so ebay here i come, lets see if i can get some sales.
plus i still will have my Halifax and Bank of Scotland £5 each month. plus the monthly interest from the lloyds vantage account.

plus just waiting now for the cashback for the HSBC bank account that i opened, to come through in the next month or two.
managed to list one item on turbo lister ready....lol...

right going to list another item now...

CTC.....WOW!!!!

I haven;t forgotten your pm's....... I;ve been majorly busy but I promise I will get on to it today...... Keep an eye on your inbox!

MRSMCAWBER

COOLTRIKERCHICK wrote: »

£8'603.94:money:

:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j:T:j
Woo hoo ...thats a cracking fund ..

ooohhhh at this rate we we all eventually get our little bit of ground to plant our crops -be it in pots, tubs, that little square of land or acres -there will be no stopping us -
Its nice to see more people joining in too :T

bonsibabe

Morning all

Welcome huggermugger!!! Everyone on here is really friendly and helpful. They have certainly helped me smile again!

Well today has come with news that we may not have to go BR!! But we will have to see what happens later on! And I'm not dwelling on it any more now.

Got a call from SSAFA yesterday afternoon and have been rather excited since then. We have had no carpets on the stairs or in the bedrooms since we moved in 6 months ago. Not a big deal as we were going to save up and do it gradually anyway (i remember not having a bedroom carpet for about a year when i was younger!) but SSAFA called yesterday to say the quote we gave them for carpets had been paid in full and the carpet shop would call, and they did. They are coming on wednesday morning to fit all 4 carpets!!! Really chuffed, all we need to save for now is decent flooring for the kitchen and hubby can fit that as he's not really doing much lol.

So DD1 is getting a pink one, DD2 a purple one, ours is mink and the stairs is milk chocolate! So dead happy about that.

And to top it off my salad greens are coming along nicely, as are my strawberries. Got given 2 packs of seeds for salad greens but going to keep them till next year. Tatties are coming on nicely too, and have more chitted ready to go this afternoon if the weather keeps up.

Cooltrikerchick - WOW!!! THATS FANTASTIC!!!! well done you! I'm now hopeing to get a cheque off to my ISA this week to get it proper started and have some monies waiting to go in to add to it.

My compost bin is almost half full and teeming with fruit flies!!! You have to take a deep breath and hold it before you open the bin lol. But it seems to be mulching along nicely (just still trying to persuade OH to pee in it lol).

Right - I'd best get my behind in gear as laundry mountain is nowhere near scaled and it needs done so going to do that, do my dishes and then start sorting rooms out for carpet fitters!!!

See you all later xx

ixwood

Firstly, well done, that's fab.

I'd love to join in, but I'm concentrating on the mortgage 1st, so not sure I can. Or should I start a pot anyway? What are others doing?

MRSMCAWBER

Great news Bonsibabe :T

Ixwood -we are paying a mortgage and other things and Im still saving ... all the DDs come out of the bank for all those things-so my/our savings are being skimmed out of what I have for housekeeping ....which would only get frittered away on more food (we don't need or want), magazines and the like...
This way even though it may be a long way off I feel like that bit bigger garden I dream of is just a little bit closer