Discounts for over 50s/60s

Savvy_Sue

dzug wrote: »

Free NI credits if he stops working.

At what age do you stop paying NI even if you are still working? I can't remember if it's 60 for both men and women ...

seven-day-weekend

If you are working and earning enough you have to keep paying NI AFAIK.

eira

I no longer pay NI and am entitled to a bus pass-not much use to me as you can only use it outside rush hour. You can get vouchers for money off CH boilers/discounts on glasses/free prescriptions/£200 heating allowance/some local councils run a scheme for 'handymen' to do work for over 60s. Some local shops/cinemas etc do discounts for over 60s. Hardly earthshattering but something at least. i still pay full Council Tax and have no tax relief on anything-including supporting student daughters. I pay back more in tax than I get in allowances

Farway

seven-day-weekend wrote: »

If you are working and earning enough you have to keep paying NI AFAIK.

Correct, this is because NI also pays for Health and other benefits such as unemployment etc

Just in case any one is in for a nasty suprise, the retirement age for all has increased.

Check if you can still retire when you thought you could [I can]

http://www.pensionsadvisoryservice.org.uk/state_pensions/spa_calculator/

LittleVoice

If they are working, women over 60 don't pay NI (as long as they ensure their employer knows and has evidence not to deduct it). Men continue to pay until age 65. (If a woman over 60 has had NI deducted incorrectly, they can make a claim to get it refunded.)

The NI contributions are related to state retirement age which is why there is a difference at the moment. Over time, of course, the state retirement age for women is equalising up to that of men and there will be no difference when the two retirement ages are the same.

LittleVoice

Our local authority allows Council Tax reductions for pensioners - by which it means those over 65 - but I know this is unusual, if not unique. (And I'm not writing about means-tested Council Tax benefits but reductions simply by virtue of age.)

Errata

margaretclare wrote: »

On another topic, I have yet to see the Disasters Emergency Committee kick in on behalf of the flood victims. Oh well, it's only the poor bl***y English, isn't it?

I'll never again send a penny-piece to any foreign emergency of any kind whatsoever.

Margaret

Doncaster, Rotherham, Hull and Wakefield council's disaster funds are already doling out money to people whose houses were flooded. I'm not sure about Sheffield but imagine it will be much the same. Central government always takes a bit longer to set things up, and Cobra is meeting regularly.

EdInvestor

In addition to free bus travel (nationwide from next April) you can get a senior railcard giving one third off on the trains. IMHO public transport users do quite well post age 60. For someone who gets out and about a bit, the concessions can add up to 100 pounds a month or more.

Errata

EdInvestor wrote: »

In addition to free bus travel (nationwide from next April) you can get a senior railcard giving one third off on the trains. IMHO public transport users do quite well post age 60. For someone who gets out and about a bit, the concessions can add up to 100 pounds a month or more.

It's been researched and reported that in some cases those with a senior railcard will pay more than if they hunted for a cheap fare without railcard discount. Always check.

jackomdj

I think some garden centers & DIY shops have a discount day for people over 60. As lots of other people have said bus passes, don't forget you can use these on some day trips & have nice days away.

I know my Dad has also mentioned some restaurants giving over 60 discounts - sorry don't know who though.

Nicky