V A N Q U I S

Brian1966

robbo990 wrote: »

Please don't Skem has a bad enough reputation :rotfl::rotfl::rotfl: lol

If I do my little streak just watch the house prices rocket :rotfl:
Wonder if I would make the front page of the Champion

Brian1966

Parki wrote: »

Well fingers crossed for you. What is your credit report like btw I cant remember ;p

I wouldnt mind an RBS credit card so I might give it some time and see if my internal score will be enough to swing it as I have ran my current account well for the last few years.

Would love to find out more about this internal scoring business. My accounts are all used well, regular credits, no bounced payments etc.
Can I find out what Natwest really think of me...not a chance :mad:
My credit report shows 3 very old defaults, approx 4-5 years ago,,, everything now is A1 in terms of payments etc. Dont miss anything :j

Parki_2

Well you have done well if you manage to get that account with defaults. Hope for us all if you do so good luck

Parki_2

Brian1966 wrote: »

Would love to find out more about this internal scoring business. My accounts are all used well, regular credits, no bounced payments etc.
Can I find out what Natwest really think of me...not a chance :mad:
My credit report shows 3 very old defaults, approx 4-5 years ago,,, everything now is A1 in terms of payments etc. Dont miss anything :j

I might ask somebody at work how RBS internal scoring works I just dont want them realising they have never done a credit check on me so im biding my time.

Brian1966

Parki wrote: »

Well you have done well if you manage to get that account with defaults. Hope for us all if you do so good luck

Will be nice if it does land.
Have heard that some lenders do tend to pay less attention to very old defaults so possibly the case, who knows.
My salary is credited to Natwest so whether that has helped in any way or not, also have an ever rising savings balance :beer:

Parki_2

I might apply for an RBS card in a few months and just see out of curiosity especially if you get yours. Be interesting to see which companies pay less attention to old defaults. Are your savings with Natwest?

I might be able to find out how they use internal scores next week as I will be speaking to colleagues who work in banking for RBS so they may have more of an idea.

Brian1966

Parki wrote: »

I might apply for an RBS card in a few months and just see out of curiosity especially if you get yours. Be interesting to see which companies pay less attention to old defaults. Are your savings with Natwest?

I might be able to find out how they use internal scores next week as I will be speaking to colleagues who work in banking for RBS so they may have more of an idea.

Yep, all savings with Natwest in form of 3 different accounts, First reserve, e-savings and Cash-Plus ISA.
Some weeks I can earn a fortune on tips alone meaning that my wages lie untouched in current account too. Again no idea if it is of any benefit as regards internal scoring

Parki_2

Brian1966 wrote: »

Yep, all savings with Natwest in form of 3 different accounts, First reserve, e-savings and Cash-Plus ISA.
Some weeks I can earn a fortune on tips alone meaning that my wages lie untouched in current account too. Again no idea if it is of any benefit as regards internal scoring

Tips as in Horses? Alright for some ;p I will be going Haydock in a few weeks or something so if its them I will pick your brain ;p

Well I will see if I can find out any info for how RBS group score next week as I would like to know myself too.

Brian1966

Parki wrote: »

Tips as in Horses? Alright for some ;p I will be going Haydock in a few weeks or something so if its them I will pick your brain ;p

Well I will see if I can find out any info for how RBS group score next week as I would like to know myself too.

Nope not horses, not a betting man I'm afraid.
I drive coaches and VERY OFTEN, especially on tour it is possible to make an extra £40-50 per day from grateful passengers :T

Parki_2

Brian1966 wrote: »

Nope not horses, not a betting man I'm afraid.
I drive coaches and VERY OFTEN, especially on tour it is possible to make an extra £40-50 per day from grateful passengers :T

Ah I was gonna say if its on horses then share the tips around if your earning that sort of money ;p

Its alright for some I have never had a tip in my life! You must be sound if you can make so much in tips. I always tip the drivers on lads days out and even more so if hes up for the laugh.

How long you lived in Skem?