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  • ElkyElky
    ElkyElky Posts: 2,459 Forumite
    Oooh, they just phoned my mobile, but only let it ring a few times.

    Does that sound promising?

    I've read people saying they got a phone call saying they've been accepted and declined.

    I'm crossing my fingers for you, :rotfl:
    We’ve had to remove your signature. Please check the Forum Rules if you’re unsure why it’s been removed and, if still unsure, email forumteam@moneysavingexpert.com
  • I apologise if this has been mentioned before on this thread, but does anyone know the address to write to Vanquis to appeal a decline decision?
  • cifpower
    cifpower Posts: 6,502 Forumite
    from their website:

    Vanquis Card
    Customer Services
    PO Box 399
    Chatham
    ME4 4WQ
  • TheEffect
    TheEffect Posts: 2,293 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    My Aqua and Vanquis 4th statement is coming up in the next week or two. Fingers crossed I get an increase. I'm on £250 at the moment.
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    ElkyElky wrote: »
    I've read people saying they got a phone call saying they've been accepted and declined.

    I'm crossing my fingers for you, :rotfl:

    Oooh just noticed they phoned me at home as well.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • skylight
    skylight Posts: 10,716 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker Home Insurance Hacker!
    Oooh just noticed they phoned me at home as well.


    Well answer the flippin phone and find out!!! lol
    :rotfl:
  • Mightyowl
    Mightyowl Posts: 142 Forumite
    Part of the Furniture 100 Posts
    Oooh just noticed they phoned me at home as well.

    Ring them back!

    You know you want too. :D
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Mightyowl wrote: »
    Ring them back!

    You know you want too. :D

    yea - plus when they ring you its a deffo yes! So well done is in order me thinks.... :beer:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yay :j
    I got accepted, wow that was quick.
    I got the hard sell on all the other products, which I declined.

    Horrific APR 59.2%:eek:
    I presume a credit limit of £250 as they offered a cash advance of £200.

    I've set up whole bill DD, and TBH I don't have any intention of using it for anything I don't already have the cash for, but it's great to know it's there if an emergency arises, and it's a good feeling to know I'm not a total persona non grata :rotfl::rotfl:
    Accept your past without regret, handle your present with confidence and face your future without fear
  • Mightyowl
    Mightyowl Posts: 142 Forumite
    Part of the Furniture 100 Posts
    Yay :j
    I got accepted, wow that was quick.
    I got the hard sell on all the other products, which I declined.

    Horrific APR 59.2%:eek:
    I presume a credit limit of £250 as they offered a cash advance of £200.

    I've set up whole bill DD, and TBH I don't have any intention of using it for anything I don't already have the cash for, but it's great to know it's there if an emergency arises, and it's a good feeling to know I'm not a total persona non grata :rotfl::rotfl:

    59.2% THAT IS JUST DAMN RIDICULOUS!

    Put the bloody thing in your purse and forget about it.

    Don't for gods sake run it to the limit.
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