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V A N Q U I S

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  • peachyprice
    peachyprice Posts: 22,346 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Your excited at that :rolleyes: try getting a proper card with a proper lender at a fantastic 9% yes you heard (%, that could possibly be due to me having connections, a perfect credit score and a special discount applied to all my products held with the private bank i deal with.

    Ill never understand these people who get excited at at rate like that,no doubt you'll go out and blow it all straight away :beer:

    Twonk.

    If you read my post I have no intention of blowing it all.
    And I'm really very, very sorry that I do not bank with a private bank or have a perfect creit score.

    I tell you what, go stick your perfect card up your perfect @rse.
    Accept your past without regret, handle your present with confidence and face your future without fear
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    Twonk.

    If you read my post I have no intention of blowing it all.
    And I'm really very, very sorry that I do not bank with a private bank or have a perfect creit score.

    I tell you what, go stick your perfect card up your perfect @rse.

    Impossible cos you have the perfect @rse lol (see avatar) :rotfl:
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
  • Brian1966
    Brian1966 Posts: 1,428 Forumite
    Just read EASTENTHUNDERUK'S other posts on the forum..
    What a load of confrontational cack :mad:

    Private banking....does that mean that he carries out all transactions sat on the toilet whilst logged into online banking on his laptop :rotfl:
    Sorry,,had to ask :D

    Ah well..off to check out my huge shares portfolio before evening drinky poos with Sir Alan Sugar...well I will have a few cans whilst watching the Apprentice :rotfl:
    Natwest gold..Limit £1750 bal £970..Vanquis Limit £3000 bal £0..Littlewoods..Limit £1200 bal 0..Additions direct..Limit £4900 bal £1356..Empire Limit £6200 bal £152..Jd williams..Limit £1100 bal £130..Simplybe..Limit £1500 bal 265,,Fashion world..Limit £1400 bal £145 Jacamo..Limit£125 bal 0
    Next..Limit £?? bal £0 Asda..limit £1250 bal £440,
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Brian1966 wrote: »
    Just read EASTENTHUNDERUK'S other posts on the forum..
    What a load of confrontational cack :mad:

    Private banking....does that mean that he carries out all transactions sat on the toilet whilst logged into online banking on his laptop :rotfl:
    Sorry,,had to ask :D

    Ah well..off to check out my huge shares portfolio before evening drinky poos with Sir Alan Sugar...well I will have a few cans whilst watching the Apprentice :rotfl:

    Hi Brian, your on early today. ;)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Did you by some chance think that people on here apply for vanquis as if they have a choice, this card is aimed at people trying to rebuild their credit history. Or did you post on here to wind people up? Troll perhaps

    Hi Chris, you haven't been on recently.
  • Do Vanquis send their card through regular mail or do they use DX secure mail services? Got a DX slip and have had some missed calls from Vanquis, hoping I've been accepted :)
  • sutton111
    sutton111 Posts: 6,302 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    gimmemoney wrote: »
    Do Vanquis send their card through regular mail or do they use DX secure mail services? Got a DX slip and have had some missed calls from Vanquis, hoping I've been accepted :)

    Regular Royal Mail.
  • Thanks for the speedy reply.... I can only hope the missed calls are a good sign :$
  • CFC
    CFC Posts: 3,119 Forumite
    I don't even intend taking it out of the house :rotfl:

    You need to. You'll only get a decent rate of interest once you have shown you can manage credit. No matter how much it makes you grind your teeth, you need to both spend on it and pay off the debt on it.
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    edited 8 June 2009 at 10:33AM
    CFC wrote: »
    You need to. You'll only get a decent rate of interest once you have shown you can manage credit. No matter how much it makes you grind your teeth, you need to both spend on it and pay off the debt on it.

    Mate your signature is a little dubious........ it is advertising a 3rd party website.

    Vanquis don't change rates much so no, you do not need to spend on it because the green [0]'s are all that is required and they come so long as the account is active. Most if us don't use the Vanquis card but keep it as a spring-board knowing that after a few months other companies will consider us.

    I've used mine maybe 4 times in the last 5 months and had increases the lot - best of all i've now got 6 little green [0]'s and 2 mainstream cards since taking Vanquis out.
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
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