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  • cifpower
    cifpower Posts: 6,502 Forumite
    Congratulations! Did she tell you your APR or limit?
  • Monique01
    Monique01 Posts: 6 Forumite
    She didn't tell me the card limit....think she was upset with me, but she did say the APR was quite high..54. something.

    I just wanna use it for petrol and then pay off in full each month....she insisted that I take a direct debit at minimum payment each month, but perhaps I can cancel this and pay in full?
    Monique......:o
  • katie1
    katie1 Posts: 837 Forumite
    Monique01 wrote: »
    She didn't tell me the card limit....think she was upset with me, but she did say the APR was quite high..54. something.

    I just wanna use it for petrol and then pay off in full each month....she insisted that I take a direct debit at minimum payment each month, but perhaps I can cancel this and pay in full?


    54 :eek: apr i think you might have heard wrong .
  • cifpower
    cifpower Posts: 6,502 Forumite
    There is another FM with an APR that high.
  • Rose123
    Rose123 Posts: 397 Forumite
    cifpower wrote: »
    There is another FM with an APR that high.

    seriously????
    Official SOS Club number 014 - Dry until 29.11.09
  • cifpower
    cifpower Posts: 6,502 Forumite
    Rose123 wrote: »
    seriously????
    Yup. There are 5 tiers and he is on the highest. I only :rolleyes: pay 34.9%
  • katie1
    katie1 Posts: 837 Forumite
    cifpower wrote: »
    There is another FM with an APR that high.


    OMG !!!! cant believe that xx
  • lowlowlola
    lowlowlola Posts: 116 Forumite
    This may be a stupid question but do you HAVE to speak to vanquis in order to get your card. I applied 10 days ago and have had a couple of calls and a text from them to call them back. I am hopeless at talking to sales people and i don't want to get pushed into taking out PPI or a minimum payment DD...
    sorry for being daft!
  • Rose123
    Rose123 Posts: 397 Forumite
    lowlowlola wrote: »
    This may be a stupid question but do you HAVE to speak to vanquis in order to get your card. I applied 10 days ago and have had a couple of calls and a text from them to call them back. I am hopeless at talking to sales people and i don't want to get pushed into taking out PPI or a minimum payment DD...
    sorry for being daft!

    I dunno, i think sometimes you dont have to but iv been told to wait for a call to process the application
    Official SOS Club number 014 - Dry until 29.11.09
  • never-in-doubt
    never-in-doubt Posts: 20,613 Forumite
    lowlowlola wrote: »
    This may be a stupid question but do you HAVE to speak to vanquis in order to get your card. I applied 10 days ago and have had a couple of calls and a text from them to call them back. I am hopeless at talking to sales people and i don't want to get pushed into taking out PPI or a minimum payment DD...
    sorry for being daft!

    Yes they usually keep trying to get hold of you then write asking you to ring them....
    :o 2010 - year of the troll :o

    Niddy - Over & Out :wave:
This discussion has been closed.
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