V A N Q U I S

digitalphase

Rose123 wrote: »

I will be appealing against Aqua because of my apparent 'failed' scoring when I have no CCJ's, defaults, missed payments (in the last 6 months), nor have I ever been declared bankrupt so I am going to appeal their decision and if they dont overturn it, I am going to try them 'remove the search of my file' line, lol

Its the last seach I get in 6 months, I will get the most from it, lol

Good luck :D

Brian1966

digitalphase wrote: »

:D



Thank you :beer:



The hilarious thing about Aqua is that they are owned by HBOS who are the ones who gave me the adverse on my file, so they are willing to give me more credit! :rotfl:

I got these three and yet can't get Littlewoods... How odd. Still, I'll try again in 6 mths - just in time for my birthday/Xmas, so would be good to get approved then

Hi, just a thought for you if you want a catalogue.. Jd Williams group, low starting limit but monthly increases, reports to all 3 CRA's
As long as you have a pulse you should get accepted :rotfl:

digitalphase

Thanks, who else is with J D Williams in their group?

Brian1966

digitalphase wrote: »

Thanks, who else is with J D Williams in their group?

There are loads to be honest.
Simply be, Fashion World, Crazy clearance, Ambrose Wilson, to name a few all accessible with one account number or you can have multiple accounts.
Normally £125 limit but rises every month if you use it. :beer:

Rose123

digitalphase wrote: »

Good luck :D

No saying i'll get anywhere but worth a shot, i really do have time to spare, lol

skylight

They worked for me too! I have a £175 limit for Simply Be. (Be aware of terms though, there are delivery charges/interest/returns fees if sent back too late). They were the first to accept me for credit after my BR, so perhaps thats why Vanquis accepted me because someone else did?? Perhaps thats a clutched straw though.

Brian1966

skylight wrote: »

They worked for me too! I have a £175 limit for Simply Be. (Be aware of terms though, there are delivery charges/interest/returns fees if sent back too late). They were the first to accept me for credit after my BR, so perhaps thats why Vanquis accepted me because someone else did?? Perhaps thats a clutched straw though.

If nothing else they keep adding green zero's every month.
Only thing I do not understand is why most of the group charge £1.99 delivery whilst Simply be is £2.99

digitalphase

Thanks for that info Brian

Brian1966

digitalphase wrote: »

Thanks for that info Brian [/QUOTEWorth a try..they search Experian.
Little tip.. you may get limit then find it reverts to zero. It should come back in the morning.
I normally order immediately And make a part payment or at least register a card as means to pay. Worked everytime for me and now have good limits :T

skylight

Brian1966 wrote: »

Only thing I do not understand is why most of the group charge £1.99 delivery whilst Simply be is £2.99

Thats cos its Big Bird clothing, so more fabric = more delivery costs!!! lol.. :rotfl: