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  • katie1
    katie1 Posts: 837 Forumite
    i wonder why they tried to call if they declined me tho ??
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    katie1 wrote: »
    i wonder why they tried to call if they declined me tho ??

    Katie that does seem strange. Why would they waste their time when a letter would do. Did they say why you were declined?

    What sort of things are on your credit file? Been declined by anyone else?
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Oh and may I ask what your capital one limit is. Can you keep us posted what they up it to aswell as I want an idea for mine :)
  • Rose123
    Rose123 Posts: 397 Forumite
    Thats wierd, id call again and ask, why call you so much to tell you that you have been declined?
    Official SOS Club number 014 - Dry until 29.11.09
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Anyone know how long it takes RBS to process electronic payments btw? My wages seem to have gone missing grrr.
  • katie1
    katie1 Posts: 837 Forumite
    yes Parki my capital one account was opened jan 09 limit is 200 i hope goes up next statement.

    I never asked why i was declined by Vanquis because i wasnt suprised they have declined me before .Does seem dodge to me that they say they tried to call when i rang , i hadnt had any missed calls though ???? Ive been in ALL day unless i was on the phone ??
    The bloke i spoke to went off the phone for a while come back and said i'd got a letter on way sent 14th , this to me seem odd too because if i had a letter coming why call and where is the letter. not even second post takes this long
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Well hopefully a big cap one increase for you then :)
  • digitalphase
    digitalphase Posts: 2,087 Forumite
    Just to update, I got my Vanquis PIN today :beer: Now I can use it for paying for fuel ;):D

    Just waiting for Aqua card then I'm all set with my 3 subs :rotfl:
  • Parki_2
    Parki_2 Posts: 570 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Just to update, I got my Vanquis PIN today :beer: Now I can use it for paying for fuel ;):D

    Just waiting for Aqua card then I'm all set with my 3 subs :rotfl:

    Alright for some ;p

    I got 2 out of 3 though but not quite as good as you !
  • katie1
    katie1 Posts: 837 Forumite
    maybe i have ruined my chances by calling them , maybe that pushed them to decline??
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